Cost of Living in Kauai County, Hawaii

$1,810/mo
Median Monthly Rent
$817,900
Median Home Value

At a Glance

Median Monthly Rent
$1,810/mo
7% above state average
Median Home Value
$817,900
190% above national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Kauai County Compares

Median monthly rent comparison

Kauai County$1,810/mo
Hawaii Average$1,688/mo
National Median$1,163/mo

Detailed Housing Stats

$1,810/mo
Median Gross Rent
$817,900
Median Home Value
$1,834/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Kauai County ranks #1,582 of 3,144 counties for affordability (top 50%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Kauai County, Hawaii

Kauai's rent burden mirrors national strain

Kauai County's 23.2% rent-to-income ratio slightly exceeds the national norm, despite a median household income of $93,612 that's 25% above the U.S. average. Monthly rent of $1,810 reflects the island's tourism economy and limited housing supply.

Second-most expensive county in Hawaii

Kauai County ranks second from last among Hawaii's counties for affordability, with a 23.2% rent-to-income ratio above the state average of 22.1%. Only Honolulu's 23.6% ratio exceeds Kauai's burden, making the Garden Isle a pricey destination for renters.

Kauai rents steeper than most counties

Kauai's $1,810 median rent exceeds Hawaii County and Kalawao but trails Honolulu and Maui slightly. Despite the island's smaller population and rural character, housing costs rival those of more urbanized counties—a reflection of limited inventory and strong vacation-home demand.

Nearly a quarter of income toward housing

Kauai residents dedicate 23.2% of their $93,612 median household income—roughly $1,810 monthly—to rent alone. Homeownership runs similarly steep at $1,834 per month, with median home values of $817,900 placing ownership beyond many locals' reach despite reasonable incomes.

Kauai: beautiful but budget-demanding

Kauai's scenic beauty and slower pace come at a housing cost nearly matching Honolulu's affordability squeeze, despite its smaller size. If you're considering the Garden Isle, ensure your household income can comfortably absorb the 23.2% housing burden plus Kauai's higher cost of living overall.

Cost of Living Advisory: Kauai County

Affordability Verdict

Kauai County offers affordable rental housing at a median of $1,810/month — about 23.2% of the typical household income here.

Rent vs. Own

At $1,810/month rent versus $1,834/month in owner costs, renting is roughly $24/month cheaper — a 1% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $72,400/year. For owner costs at the 28% rule, the required income is roughly $78,600/year. With a median household income of $93,612, most households can comfortably afford rent here. Notably, 29.0% of renter households in Kauai County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Maui County where rent averages $1,863/month, Kauai County is approximately 3% less expensive.

Affordability Calculator

See how your income compares to housing costs in Kauai County

$

Rent Burden

23.2%

of gross income

Max Housing (28% Rule)

$2,184

per month

Owner Cost Burden

23.5%

of gross income

The median home in Kauai County may be a stretch

Median home value is $817,900. Estimated monthly cost: $6,530 vs. your max of $2,184.

Rent Affordability Guide

Your rent-to-income ratio23.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $93,612Needed: $72,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $93,612Needed: $78,600
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $93,612Needed: $190,348

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Kauai County, Hawaii?
Kauai County, Hawaii has a median monthly rent of $1,810/mo and a median home value of $817,900. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Kauai County?
The median gross rent in Kauai County is $1,810/mo. This is 7% above state average for Hawaii.
Is Kauai County affordable?
Kauai County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Kauai County's rent compare to the state average?
Kauai County's median rent of $1,810/mo is 7% above state average of $1,688/mo for Hawaii.
What is the median home value in Kauai County?
The median home value in Kauai County, Hawaii is $817,900. This is 190% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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