Cost of Living in Gloucester County, New Jersey
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Gloucester County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Gloucester County ranks #2,412 of 3,144 counties for affordability (bottom 23%)
Data Story
About Cost of Living in Gloucester County, New Jersey
Gloucester County delivers best rental affordability statewide
Gloucester County residents spend just 17.3% of household income on rent, beating the national average of 18.5% while earning $102,807 annually. This combination—strong middle-class income paired with relatively low rent burden—makes Gloucester one of New Jersey's most balanced housing markets.
New Jersey's best overall rental affordability
Gloucester County's 17.3% rent-to-income ratio ranks best in New Jersey, outperforming even Bergen County's 18.1% and the state average of 19.1%. The county's $1,480 median rent sits below state average while median household income reaches $102,807—a rare convergence of affordability and earnings.
More affordable than Burlington despite higher rents
Gloucester's $1,480 median rent runs $189 above Burlington's $1,669 yet achieves superior affordability (17.3% vs 19.0% ratio) thanks to $102,807 income versus Burlington's $105,271. The modest income difference translates into meaningful affordability advantage for Gloucester renters.
Balanced burden for renters and moderate for homeowners
Gloucester renters spend $1,480 monthly (17.3% of income) while homeowners average $1,875 (21.9%), among the state's most sustainable ratios. The county's median home value of $283,500 combined with strong incomes creates manageable ownership pathways for most households.
Gloucester County: South Jersey's sweet spot for families
Families earning $100,000+ seeking balanced rents, accessible homeownership, and reasonable tax burdens should prioritize Gloucester County—New Jersey's top rental affordability ranking proves it. The county's Delaware River proximity, Philadelphia job market access, and below-state-average home values combine to offer genuine suburban value.
Cost of Living Advisory: Gloucester County
Affordability Verdict
For renters in Gloucester County, the market is affordable. Expect to pay around $1,480/month in gross rent, with 30.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Gloucester County is $1,480/month, while owner costs run $1,875/month. Renting saves approximately $395/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $59,200/year. For owner costs at the 28% rule, the required income is roughly $80,357/year. With a median household income of $102,807, most households can comfortably afford rent here. Notably, 30.0% of renter households in Gloucester County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Passaic County where rent averages $1,553/month, Gloucester County is approximately 5% less expensive.
Affordability Calculator
See how your income compares to housing costs in Gloucester County
Rent Burden
17.3%
of gross income
Max Housing (28% Rule)
$2,399
per month
Owner Cost Burden
21.9%
of gross income
You can likely afford the median home in Gloucester County
Median home value is $283,500. Estimated monthly cost: $2,263 vs. your max of $2,399.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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