Cost of Living in Rock County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Rock County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Rock County, Nebraska
Rock County leads the affordability race
Rock County's 12.7% rent-to-income ratio beats the national average of roughly 14%, delivering genuine housing relief across all income brackets. With median rent at just $608 monthly and a $57,500 median household income, residents here enjoy some of the nation's tightest housing-cost burdens.
Best affordability in all of Nebraska
Rock County's 12.7% rent-to-income ratio stands 1.5 points below Nebraska's state average of 14.2%, making it the clear winner for budget-conscious renters. At $608 monthly, rents run $175 cheaper than the state average, an exceptional advantage in rural Nebraska.
Lowest rent in the region by far
Rock County's $608 monthly rent dramatically undercuts Richardson County ($692), Red Willow ($778), and every other peer in this analysis. Despite the lowest income level at $57,500, Rock County's rent-to-income ratio of 12.7% proves that careful local pricing can defeat earnings differences.
Economy rents anchor tight budgets
Rock County households allocate just $608 to rent or $628 to mortgage against a $57,500 annual income, representing roughly 12–13% of earnings. This leaves substantial room for utilities, food, childcare, and emergency savings—a luxury uncommon in rural communities.
Rock County awaits the budget-conscious
If housing affordability is your north star, Rock County is Nebraska's destination—rents and mortgages are the state's cheapest, with median home values at just $124,400. Homebuyers and renters alike will find unmatched breathing room in their household budgets.
Affordability Calculator
See how your income compares to housing costs in Rock County
Rent Burden
12.7%
of gross income
Max Housing (28% Rule)
$1,342
per month
Owner Cost Burden
13.1%
of gross income
You can likely afford the median home in Rock County
Median home value is $124,400. Estimated monthly cost: $993 vs. your max of $1,342.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.