Cost of Living in Jefferson County, Nebraska

$659/mo
Median Monthly Rent
$117,600
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$659/mo
16% below state average
Median Home Value
$117,600
58% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$659/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$659/mo
Median Gross Rent
$117,600
Median Home Value
$856/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Nebraska

Jefferson County offers moderate affordability

Jefferson County renters spend 13.1% of their income on housing, slightly above the national household income baseline but reasonable for a rural Midwest county. With a median rent of $659 per month and income of $60,568, Jefferson County occupies middle ground for affordability.

Better than Nebraska's state average

At 13.1%, Jefferson County's rent-to-income ratio beats Nebraska's state average of 14.2%, placing it among the state's more affordable counties. The median rent of $659 is notably lower than Nebraska's state average of $783, benefiting from lower rural housing costs.

Affordable rents in a mixed regional market

Jefferson County renters pay $659 per month—less than Harlan ($708), Hamilton ($776), and Howard ($811) but more than Hayes ($419) and Hooker ($581). At 13.1% affordability, Jefferson matches Howard County and beats most neighbors, making it a solid middle option.

Jefferson County's balanced housing budget

A typical Jefferson County renter earning $60,568 annually pays $659 per month—13.1% of their income. Homeowners pay $856 monthly for properties worth $117,600, requiring stronger income commitment but building equity in moderately priced homes.

Jefferson County balances rent and value

Jefferson County delivers below-state-average rents with solid affordability ratios, making it worth considering if you're comparing southeast Nebraska options. Compare this profile to nearby Harlan and Holt counties to evaluate which combination of rent prices, homeownership values, and local income levels fits your relocation goals.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

$

Rent Burden

13.1%

of gross income

Max Housing (28% Rule)

$1,413

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Jefferson County

Median home value is $117,600. Estimated monthly cost: $939 vs. your max of $1,413.

Rent Affordability Guide

Your rent-to-income ratio13.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Nebraska?
Jefferson County, Nebraska has a median monthly rent of $659/mo and a median home value of $117,600. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Jefferson County?
The median gross rent in Jefferson County is $659/mo. This is 16% below state average for Nebraska.
Is Jefferson County affordable?
Jefferson County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jefferson County's rent compare to the state average?
Jefferson County's median rent of $659/mo is 16% below state average of $783/mo for Nebraska.
What is the median home value in Jefferson County?
The median home value in Jefferson County, Nebraska is $117,600. This is 58% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.