Cost of Living in Jefferson County, Nebraska
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Jefferson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Jefferson County, Nebraska
Jefferson County offers moderate affordability
Jefferson County renters spend 13.1% of their income on housing, slightly above the national household income baseline but reasonable for a rural Midwest county. With a median rent of $659 per month and income of $60,568, Jefferson County occupies middle ground for affordability.
Better than Nebraska's state average
At 13.1%, Jefferson County's rent-to-income ratio beats Nebraska's state average of 14.2%, placing it among the state's more affordable counties. The median rent of $659 is notably lower than Nebraska's state average of $783, benefiting from lower rural housing costs.
Affordable rents in a mixed regional market
Jefferson County renters pay $659 per month—less than Harlan ($708), Hamilton ($776), and Howard ($811) but more than Hayes ($419) and Hooker ($581). At 13.1% affordability, Jefferson matches Howard County and beats most neighbors, making it a solid middle option.
Jefferson County's balanced housing budget
A typical Jefferson County renter earning $60,568 annually pays $659 per month—13.1% of their income. Homeowners pay $856 monthly for properties worth $117,600, requiring stronger income commitment but building equity in moderately priced homes.
Jefferson County balances rent and value
Jefferson County delivers below-state-average rents with solid affordability ratios, making it worth considering if you're comparing southeast Nebraska options. Compare this profile to nearby Harlan and Holt counties to evaluate which combination of rent prices, homeownership values, and local income levels fits your relocation goals.
Affordability Calculator
See how your income compares to housing costs in Jefferson County
Rent Burden
13.1%
of gross income
Max Housing (28% Rule)
$1,413
per month
Owner Cost Burden
17.0%
of gross income
You can likely afford the median home in Jefferson County
Median home value is $117,600. Estimated monthly cost: $939 vs. your max of $1,413.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.