Cost of Living in Gage County, Nebraska

$770/mo
Median Monthly Rent
$167,100
Median Home Value

At a Glance

Median Monthly Rent
$770/mo
2% below state average
Median Home Value
$167,100
41% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Gage County Compares

Median monthly rent comparison

Gage County$770/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$770/mo
Median Gross Rent
$167,100
Median Home Value
$843/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Gage County ranks #1,462 of 3,144 counties for affordability (top 47%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Gage County, Nebraska

Gage rents track closely with nation

Gage County's 14.3% rent-to-income ratio nearly matches the national standard of 14.2%, signaling affordability in line with the rest of America. With a median household income of $64,426—about 14% below the national median—residents manage housing costs without extraordinary strain.

Gage achieves above-average Nebraska affordability

At 14.3%, Gage County's rent-to-income ratio slightly exceeds Nebraska's 14.2% state average, placing it among the state's more affordable counties. This near-parity with the state benchmark reflects balanced housing costs relative to local incomes.

Moderate rents in south-central Nebraska

Gage County's median rent of $770 sits just below the state average of $783 and undercuts neighbors like Furnas County ($805) and Grant County ($883). The more affordable rental market here makes Gage an attractive option within the region for renters seeking reasonable prices.

Housing costs split between renting and buying

Gage's median income of $64,426 supports monthly rents of $770 and homeownership costs of $843 for properties valued at $167,100. Renters spend about 14% of income on housing, while homeowners pay closer to 16%—a trade-off reflecting the county's higher median home value compared to surrounding areas.

Gage balances affordability with home values

Relocators seeking a balance between affordable rents and real estate appreciation will find Gage County compelling—median home values reach $167,100, the highest in this region. The modest 14.3% rent burden and reasonable ownership costs make it accessible for both renters and first-time buyers.

Cost of Living Advisory: Gage County

Affordability Verdict

Gage County is affordable for renters, with a median gross rent of $770/month representing approximately 14.3% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

Renters in Gage County pay $770/month on average, compared to $843/month for homeowners. This market favors renters by about 9%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,800/year. For owner costs at the 28% rule, the required income is roughly $36,129/year. With a median household income of $64,426, most households can comfortably afford rent here. Notably, 25.0% of renter households in Gage County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Gage County sits 8% more expensive than Hitchcock County ($715/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Gage County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,503

per month

Owner Cost Burden

15.7%

of gross income

You can likely afford the median home in Gage County

Median home value is $167,100. Estimated monthly cost: $1,334 vs. your max of $1,503.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,426Needed: $30,800
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,426Needed: $36,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $64,426Needed: $38,889

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Gage County, Nebraska?
Gage County, Nebraska has a median monthly rent of $770/mo and a median home value of $167,100. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Gage County?
The median gross rent in Gage County is $770/mo. This is 2% below state average for Nebraska.
Is Gage County affordable?
Gage County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Gage County's rent compare to the state average?
Gage County's median rent of $770/mo is 2% below state average of $783/mo for Nebraska.
What is the median home value in Gage County?
The median home value in Gage County, Nebraska is $167,100. This is 41% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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