Cost of Living in Furnas County, Nebraska

$805/mo
Median Monthly Rent
$91,800
Median Home Value

At a Glance

Median Monthly Rent
$805/mo
3% above state average
Median Home Value
$91,800
67% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Furnas County Compares

Median monthly rent comparison

Furnas County$805/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$805/mo
Median Gross Rent
$91,800
Median Home Value
$713/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Furnas County ranks #983 of 3,144 counties for affordability (top 31%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Furnas County, Nebraska

Furnas rents slightly higher than the nation

Furnas County residents spend 15.9% of their income on rent, slightly above the national average of 14.2%, stretching household budgets a bit tighter than typical American renters. The median household income here is $60,625—about 19% lower than the national median of $74,755—making that rent burden feel heavier.

Mid-range affordability in Nebraska

With a 15.9% rent-to-income ratio, Furnas County ranks in the middle tier of Nebraska counties for housing affordability. While not the most strained, it does exceed the state average of 14.2%, suggesting residents here face slightly tighter housing costs than their neighbors statewide.

Rents higher than nearby counties

Furnas County's median rent of $805 is noticeably higher than Greeley County ($643) to the north and approaches Gosper County ($797) to the south. This rent premium reflects Furnas's position as a slightly more developed regional hub, though incomes haven't kept pace with the higher housing costs.

Rent eats 15.9% of income here

At $60,625, the median household income supports a monthly rent of $805 and homeownership costs of $713 for a median home value of $91,800. Renters spend about $800 monthly—nearly 16% of gross income—while homeowners enjoy lower monthly costs, though purchasing requires managing that $91,800 entry price.

Consider Furnas for balanced rural living

If you're weighing rural Nebraska counties, Furnas offers moderate rent prices and affordable home values compared to larger state hubs, though incomes run 19% below the national average. Homebuyers will find reasonable ownership costs ($713/month), making it an option for those prioritizing affordable property over high earning potential.

Cost of Living Advisory: Furnas County

Affordability Verdict

For renters in Furnas County, the market is affordable. Expect to pay around $805/month in gross rent, with 25.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Furnas County is $805/month, while owner costs run $713/month. Owning saves approximately $92/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,200/year. For owner costs at the 28% rule, the required income is roughly $30,557/year. With a median household income of $60,625, most households can comfortably afford rent here. Notably, 25.0% of renter households in Furnas County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Nebraska, Furnas County is more affordable than Butler County by roughly 7% ($805/mo vs $753/mo).

Affordability Calculator

See how your income compares to housing costs in Furnas County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,415

per month

Owner Cost Burden

14.1%

of gross income

You can likely afford the median home in Furnas County

Median home value is $91,800. Estimated monthly cost: $733 vs. your max of $1,415.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,625Needed: $32,200
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,625Needed: $30,557
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $60,625Needed: $21,364

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Furnas County, Nebraska?
Furnas County, Nebraska has a median monthly rent of $805/mo and a median home value of $91,800. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Furnas County?
The median gross rent in Furnas County is $805/mo. This is 3% above state average for Nebraska.
Is Furnas County affordable?
Furnas County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Furnas County's rent compare to the state average?
Furnas County's median rent of $805/mo is 3% above state average of $783/mo for Nebraska.
What is the median home value in Furnas County?
The median home value in Furnas County, Nebraska is $91,800. This is 67% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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