CostBy County

Cost of Living in Banner County, Nebraska

$975/mo
Median Monthly Rent
$205,700
Median Home Value

At a Glance

Median Monthly Rent
$975/mo
22% above state average
Median Home Value
$205,700
38% below national
Census GRAPI
26.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Banner County Compares

Median monthly rent comparison

Banner County$975/mo
Nebraska Average$797/mo
National Median$1,413/mo

Detailed Housing Stats

$975/mo
Median Gross Rent
$205,700
Median Home Value
$831/mo
Monthly Owner Cost
26.7%
Census GRAPI

National Ranking

Affordability Rank

Banner County ranks #1,846 of 3,142 counties for affordability (bottom 41%)

Most AffordableLeast Affordable

Sourced county brief

Median Gross Rent in Banner County Reaches 975 Dollars

Median gross rent in Banner County was estimated at $975 per month, which is $178 higher than the Nebraska unweighted county mean of $797. The official Gross Rent as a Percentage of Household Income (GRAPI) was 26.7%, a figure 3.5 percentage points above the state unweighted county mean official GRAPI of 23.2%. For homeowners, the median selected monthly owner cost was $831, below the state unweighted county mean of $860. The median home value in the county was $205,700, while the Nebraska unweighted county mean home value was $164,635. The median income for renter households was $44,722. These snapshots utilize data from the ACS 2020-2024 5-year estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Banner County

Affordability Verdict

ACS B25071 estimates median gross rent at 26.7% of renter household income in Banner County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $975 per month; median selected monthly owner costs are $831. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $39,000 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Nebraska unweighted mean of county median rents is $797 per month. Banner County's $975 median is 22.4% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Banner County

$

Rent Burden

14.8%

of gross income

Max Housing (28% Rule)

$1,840

per month

Owner Cost Burden

12.6%

of gross income

You can likely afford the median home in Banner County

Median home value is $205,700. Estimated monthly cost: $1,642 vs. your max of $1,840.

Rent Affordability Guide

Your entered rent as a share of entered income14.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,839Needed: $39,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,839Needed: $35,614
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $78,839Needed: $47,872

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Banner County, Nebraska?
Banner County, Nebraska has a median monthly rent of $975/mo and a median home value of $205,700. The affordability rating is Affordable, with median gross rent equal to approximately 26.7% of renter household income.
What is the median rent in Banner County?
The median gross rent in Banner County is $975/mo. This is 22% above state average for Nebraska.
Is Banner County affordable?
Banner County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 26.7%. Median gross rent is under 30% of renter household income.
How does Banner County's rent compare to the state average?
Banner County's median rent of $975/mo is 22% above state average of $797/mo for Nebraska.
What is the median home value in Banner County?
The median home value in Banner County, Nebraska is $205,700. This is 38% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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