CostBy County

Cost of Living in Prairie County, Montana

$627/mo
Median Monthly Rent
$165,700
Median Home Value

At a Glance

Median Monthly Rent
$627/mo
26% below state average
Median Home Value
$165,700
50% below national
Census GRAPI
25.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Prairie County Compares

Median monthly rent comparison

Prairie County$627/mo
Montana Average$842/mo
National Median$1,413/mo

Detailed Housing Stats

$627/mo
Median Gross Rent
$165,700
Median Home Value
$602/mo
Monthly Owner Cost
25.4%
Census GRAPI

National Ranking

Affordability Rank

Prairie County ranks #192 of 3,142 counties for affordability (top 6%)

Most AffordableLeast Affordable

Sourced county brief

Prairie County Median Home Value Estimated at $165,700

The median home value in Prairie County was $165,700 according to the 2020-2024 American Community Survey estimates. This amount is $111,177 lower than the Montana unweighted county mean of $276,877. For households that rent, the official Gross Rent as a Percentage of Household Income (GRAPI) was 25.4%, which is 1.3 percentage points above the state unweighted county mean of 24.1%. Median gross rent was $627 per month, which is below the Montana unweighted county mean of $842. Median renter-household income was $44,643. Median selected monthly owner costs for all owner-occupied units were $602, a figure lower than the state unweighted mean of $842. These housing metrics represent a historical snapshot of the county and do not include projections. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Prairie County

Affordability Verdict

ACS B25071 estimates median gross rent at 25.4% of renter household income in Prairie County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $627 per month; median selected monthly owner costs are $602. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $25,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Montana unweighted mean of county median rents is $842 per month. Prairie County's $627 median is 25.5% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Prairie County

$

Rent Burden

14.7%

of gross income

Max Housing (28% Rule)

$1,196

per month

Owner Cost Burden

14.1%

of gross income

The median home in Prairie County may be a stretch

Median home value is $165,700. Estimated monthly cost: $1,323 vs. your max of $1,196.

Rent Affordability Guide

Your entered rent as a share of entered income14.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,250Needed: $25,080
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,250Needed: $25,800
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $51,250Needed: $38,563

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Prairie County, Montana?
Prairie County, Montana has a median monthly rent of $627/mo and a median home value of $165,700. The affordability rating is Affordable, with median gross rent equal to approximately 25.4% of renter household income.
What is the median rent in Prairie County?
The median gross rent in Prairie County is $627/mo. This is 26% below state average for Montana.
Is Prairie County affordable?
Prairie County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 25.4%. Median gross rent is under 30% of renter household income.
How does Prairie County's rent compare to the state average?
Prairie County's median rent of $627/mo is 26% below state average of $842/mo for Montana.
What is the median home value in Prairie County?
The median home value in Prairie County, Montana is $165,700. This is 50% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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