Cost of Living in Cascade County, Montana

$902/mo
Median Monthly Rent
$243,300
Median Home Value
9% above state averageUnaffordable

At a Glance

Median Monthly Rent
$902/mo
9% above state average
Median Home Value
$243,300
14% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Cascade County Compares

Median monthly rent comparison

Cascade County$902/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$902/mo
Median Gross Rent
$243,300
Median Home Value
$1,046/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Cascade County, Montana

Cascade County mirrors national affordability trends

Cascade County's 16.4% rent-to-income ratio sits above the national norm, as renters earning $66,203 pay $902/month for housing. The county represents a moderate-to-challenging affordability landscape typical of many American mid-sized markets.

Cascade slightly above Montana state average

At 16.4%, Cascade's rent-to-income ratio modestly exceeds Montana's state average of 15.9%, positioning it as a moderate-challenge county. The county's higher incomes of $66,203 provide some cushion, but housing costs remain persistent.

Cascade balances higher income with higher rents

Cascade's $902 median rent is the region's second-highest, trailing only Broadwater ($978), while median incomes of $66,203 rank third. Monthly homeowner costs of $1,046 similarly reflect mid-to-high pricing, with home values of $243,300 exceeding most rural peers.

Housing absorbs roughly one-sixth of income

A Cascade County renter earning $66,203 spends approximately $902/month on housing—16.4% of gross income, a notable share for a rural Montana county. Homeowners dedicate $1,046/month to ownership costs—roughly 18.9% of income—pushing toward the financial strain threshold.

Cascade County: moderate challenge, reasonable balance

Relocating to Cascade County? The county's 16.4% rent-to-income ratio represents a moderate affordability challenge, though higher incomes than many rural peers help cushion the blow. Stack it against pricier Broadwater (18.4%), more affordable Blaine (12.7%), or Big Horn (14.5%) to find your best fit.

Affordability Calculator

See how your income compares to housing costs in Cascade County

$

Rent Burden

16.3%

of gross income

Max Housing (28% Rule)

$1,545

per month

Owner Cost Burden

19.0%

of gross income

The median home in Cascade County may be a stretch

Median home value is $243,300. Estimated monthly cost: $1,942 vs. your max of $1,545.

Rent Affordability Guide

Your rent-to-income ratio16.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Cascade County, Montana?
Cascade County, Montana has a median monthly rent of $902/mo and a median home value of $243,300. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Cascade County?
The median gross rent in Cascade County is $902/mo. This is 9% above state average for Montana.
Is Cascade County affordable?
Cascade County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Cascade County's rent compare to the state average?
Cascade County's median rent of $902/mo is 9% above state average of $825/mo for Montana.
What is the median home value in Cascade County?
The median home value in Cascade County, Montana is $243,300. This is 14% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.