CostBy County

Cost of Living in Cascade County, Montana

$939/mo
Median Monthly Rent
$265,300
Median Home Value

At a Glance

Median Monthly Rent
$939/mo
12% above state average
Median Home Value
$265,300
20% below national
Census GRAPI
27.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Cascade County Compares

Median monthly rent comparison

Cascade County$939/mo
Montana Average$842/mo
National Median$1,413/mo

Detailed Housing Stats

$939/mo
Median Gross Rent
$265,300
Median Home Value
$1,064/mo
Monthly Owner Cost
27.3%
Census GRAPI

National Ranking

Affordability Rank

Cascade County ranks #2,145 of 3,142 counties for affordability (bottom 32%)

Most AffordableLeast Affordable

Sourced county brief

Cascade County Renter Median Income and Housing Cost Figures

The median renter-household income in Cascade County was $42,381. The official gross rent as a percentage of household income (GRAPI) was estimated at 27.3%, which is 3.2 percentage points above the unweighted state county mean of 24.1%. Median gross rent was $939 per month, which is $97 higher than the Montana unweighted county mean of $842. The median selected monthly owner cost for owner-occupied units was $1,064, compared to the unweighted state mean of $842. The median home value in the county was $265,300, while the unweighted county mean for the state was $276,877. These statistics are based on the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. The rent-to-income percentage is the official ACS B25071 GRAPI estimate, not a derived calculation. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Cascade County

Affordability Verdict

ACS B25071 estimates median gross rent at 27.3% of renter household income in Cascade County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $939 per month; median selected monthly owner costs are $1,064. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Montana unweighted mean of county median rents is $842 per month. Cascade County's $939 median is 11.5% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Cascade County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,579

per month

Owner Cost Burden

18.9%

of gross income

The median home in Cascade County may be a stretch

Median home value is $265,300. Estimated monthly cost: $2,118 vs. your max of $1,579.

Rent Affordability Guide

Your entered rent as a share of entered income16.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,690Needed: $37,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,690Needed: $45,600
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,690Needed: $61,743

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Cascade County, Montana?
Cascade County, Montana has a median monthly rent of $939/mo and a median home value of $265,300. The affordability rating is Affordable, with median gross rent equal to approximately 27.3% of renter household income.
What is the median rent in Cascade County?
The median gross rent in Cascade County is $939/mo. This is 12% above state average for Montana.
Is Cascade County affordable?
Cascade County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 27.3%. Median gross rent is under 30% of renter household income.
How does Cascade County's rent compare to the state average?
Cascade County's median rent of $939/mo is 12% above state average of $842/mo for Montana.
What is the median home value in Cascade County?
The median home value in Cascade County, Montana is $265,300. This is 20% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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