CostBy County

Cost of Living in Ozark County, Missouri

$631/mo
Median Monthly Rent
$168,600
Median Home Value

At a Glance

Median Monthly Rent
$631/mo
19% below state average
Median Home Value
$168,600
49% below national
Census GRAPI
27.0%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Ozark County Compares

Median monthly rent comparison

Ozark County$631/mo
Missouri Average$783/mo
National Median$1,413/mo

Detailed Housing Stats

$631/mo
Median Gross Rent
$168,600
Median Home Value
$515/mo
Monthly Owner Cost
27.0%
Census GRAPI

National Ranking

Affordability Rank

Ozark County ranks #62 of 3,142 counties for affordability (top 2%)

Most AffordableLeast Affordable

Sourced county brief

Ozark County Median Monthly Owner Costs Recorded at $515

Median monthly owner cost in Ozark County is $515, which is $288 below the Missouri unweighted county mean of $803. The median gross rent in the county was estimated at $631 per month, compared to the state unweighted county mean of $783. The official median gross rent as a percentage of household income (GRAPI) is 27.0%. This figure, found in ACS table B25071, is 1.1 percentage points above the Missouri unweighted county mean official GRAPI of 25.9%. Median home value in the county was recorded at $168,600, while the state unweighted county mean is $175,712. Renter-household median income was estimated at $28,591. These statistics serve as a 2020-2024 snapshot of the county's housing costs and renter income and do not suggest future market shifts. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Ozark County

Affordability Verdict

ACS B25071 estimates median gross rent at 27.0% of renter household income in Ozark County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $631 per month; median selected monthly owner costs are $515. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $25,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Missouri unweighted mean of county median rents is $783 per month. Ozark County's $631 median is 19.4% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Ozark County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$1,030

per month

Owner Cost Burden

14.0%

of gross income

The median home in Ozark County may be a stretch

Median home value is $168,600. Estimated monthly cost: $1,346 vs. your max of $1,030.

Rent Affordability Guide

Your entered rent as a share of entered income17.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,163Needed: $25,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,163Needed: $22,071
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,163Needed: $39,238

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Ozark County, Missouri?
Ozark County, Missouri has a median monthly rent of $631/mo and a median home value of $168,600. The affordability rating is Affordable, with median gross rent equal to approximately 27.0% of renter household income.
What is the median rent in Ozark County?
The median gross rent in Ozark County is $631/mo. This is 19% below state average for Missouri.
Is Ozark County affordable?
Ozark County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 27.0%. Median gross rent is under 30% of renter household income.
How does Ozark County's rent compare to the state average?
Ozark County's median rent of $631/mo is 19% below state average of $783/mo for Missouri.
What is the median home value in Ozark County?
The median home value in Ozark County, Missouri is $168,600. This is 49% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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