Cost of Living in Linn County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Linn County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Linn County ranks #449 of 3,144 counties for affordability (top 14%)
Data Story
About Cost of Living in Linn County, Missouri
Linn County rents are remarkably affordable
With a rent-to-income ratio of just 11.8%, Linn County renters spend the least of their income on housing compared to national norms. At $612 monthly, rents here are 20% below the state average, making it one of Missouri's most affordable rental markets.
Missouri's affordability champion
Linn County's 11.8% rent-to-income ratio ranks among the best in Missouri, beating the state average of 15.6% by a significant margin. Despite a median income of $61,975—below state norms—the county's exceptionally low rents create genuine affordability.
Linn County rents lead the region
At $612 monthly, Linn County offers the lowest median rent among its peers, undercutting nearby Maries County ($594) and significantly beating Lincoln County ($972). This affordability advantage extends to homeownership, with median home values of $117,300—the lowest in this group.
Housing costs barely squeeze paychecks
Renters here pay $612 monthly while homeowners average $626, with median home values of $117,300. At 11.8% of median income, rent costs leave the most room in household budgets for other necessities and discretionary spending.
Budget-conscious? Linn County calls you
Linn County delivers the region's lowest housing costs combined with modest living expenses—ideal for remote workers, retirees, or anyone prioritizing affordability. If you're moving to Missouri on a fixed income, this county's 11.8% rent-to-income ratio is hard to beat.
Cost of Living Advisory: Linn County
Affordability Verdict
Housing in Linn County is affordable. The median rent is $612/month against a median household income of $61,975, putting rent at 11.8% of income.
Rent vs. Own
At $612/month rent versus $626/month in owner costs, renting is roughly $14/month cheaper — a 2% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,480/year. For owner costs at the 28% rule, the required income is roughly $26,829/year. With a median household income of $61,975, most households can comfortably afford rent here. Notably, 24.0% of renter households in Linn County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Linn County sits 8% less expensive than Harrison County ($666/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Linn County
Rent Burden
11.8%
of gross income
Max Housing (28% Rule)
$1,446
per month
Owner Cost Burden
12.1%
of gross income
You can likely afford the median home in Linn County
Median home value is $117,300. Estimated monthly cost: $936 vs. your max of $1,446.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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