Cost of Living in Sharkey County, Mississippi

$622/mo
Median Monthly Rent
$108,000
Median Home Value

At a Glance

Median Monthly Rent
$622/mo
20% below state average
Median Home Value
$108,000
62% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sharkey County Compares

Median monthly rent comparison

Sharkey County$622/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$622/mo
Median Gross Rent
$108,000
Median Home Value
$716/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Sharkey County ranks #867 of 3,144 counties for affordability (top 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Sharkey County, Mississippi

Sharkey balances low rent with tight income

Sharkey County residents spend 20.9% of income on rent, slightly above Mississippi's 19.6% average despite rock-bottom $622 monthly payments. The county's median household income of $35,741 ranks among the state's lowest, making even affordable rents feel substantial relative to earning power.

Affordable rent, challenging income dynamics

Sharkey County's $622 median rent nearly matches Prentiss County's state-leading affordability, but Sharkey's 20.9% rent-to-income ratio exceeds Mississippi's 19.6% average due to lower household incomes. The county offers cheap housing in the context of limited economic opportunity.

Cheap rent, tightest income constraints

Sharkey's $622 rent rivals Prentiss County's lowest-in-region pricing, yet Sharkey's $35,741 median income trails all peers except Quitman County at $32,131. This income disadvantage means Sharkey's cheap rents don't necessarily translate to affordability advantages.

Homeownership costs exceed renting

Uniquely among these counties, Sharkey homeowners spend $716 monthly—$94 more than renters at $622—suggesting an unusual ownership cost structure. Despite low rents, housing (both options) consumes 20.9% of the $35,741 median income, leaving limited flexibility for household emergencies or savings.

Low costs can't overcome wage gaps

While Sharkey offers the cheapest or near-cheapest rents, the county's income constraints rival Quitman's challenges. Seeking employment or relocation to higher-wage counties like Rankin, Pontotoc, or Simpson will have far greater financial impact than finding marginally cheaper housing.

Cost of Living Advisory: Sharkey County

Affordability Verdict

Sharkey County is affordable for renters, with a median gross rent of $622/month representing approximately 20.9% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

Renters in Sharkey County pay $622/month on average, compared to $716/month for homeowners. This market favors renters by about 13%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,880/year. For owner costs at the 28% rule, the required income is roughly $30,686/year. With a median household income of $35,741, most households can comfortably afford rent here. Notably, 30.0% of renter households in Sharkey County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Sharkey County sits 8% less expensive than Calhoun County ($674/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Sharkey County

$

Rent Burden

20.9%

of gross income

Max Housing (28% Rule)

$834

per month

Owner Cost Burden

24.0%

of gross income

The median home in Sharkey County may be a stretch

Median home value is $108,000. Estimated monthly cost: $862 vs. your max of $834.

Rent Affordability Guide

Your rent-to-income ratio20.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $35,741Needed: $24,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $35,741Needed: $30,686
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $35,741Needed: $25,135

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Sharkey County, Mississippi?
Sharkey County, Mississippi has a median monthly rent of $622/mo and a median home value of $108,000. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Sharkey County?
The median gross rent in Sharkey County is $622/mo. This is 20% below state average for Mississippi.
Is Sharkey County affordable?
Sharkey County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sharkey County's rent compare to the state average?
Sharkey County's median rent of $622/mo is 20% below state average of $782/mo for Mississippi.
What is the median home value in Sharkey County?
The median home value in Sharkey County, Mississippi is $108,000. This is 62% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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