Cost of Living in Jefferson County, Mississippi

$444/mo
Median Monthly Rent
$81,400
Median Home Value
43% below state averageUnaffordable

At a Glance

Median Monthly Rent
$444/mo
43% below state average
Median Home Value
$81,400
71% below national
Rent-to-Income Ratio
33.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$444/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$444/mo
Median Gross Rent
$81,400
Median Home Value
$432/mo
Monthly Owner Cost
33.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Mississippi

Jefferson offers surprising affordability

Jefferson County's 14.7% rent-to-income ratio ranks among the lowest in this county cluster and runs well below Mississippi's 19.6% state average. With median rent at just $444 monthly and household income at $36,207, Jefferson delivers exceptional housing affordability despite modest earning levels.

Jefferson beats most counties on value

At 14.7%, Jefferson County's rent-to-income ratio is the second-best in this comparison—beaten only by Issaquena (10.4%)—and runs 25% below the Mississippi average of 19.6%. This southwest Mississippi county represents genuinely affordable rental housing within an economically challenged region.

Cheapest rents after Issaquena

Jefferson's $444 median rent trails only Issaquena ($253, 76% lower) and undercuts Humphreys ($643) by 31% and Holmes ($589) by 25%. Combined with moderate income of $36,207, Jefferson delivers housing costs that consume just 14.7% of earnings—among the most affordable scenarios in this cluster.

Housing costs run remarkably low

Renters spend just $444 monthly while homeowners pay $432, with median home value at $81,400 and median household income at $36,207 annually. At 14.7%, rent consumes roughly one-seventh of gross income—well below any affordability threshold and reflecting limited housing demand in a rural Delta county.

Budget-friendly with low economic opportunity

Jefferson County delivers extraordinarily affordable housing at $444 median rent and a 14.7% rent-to-income ratio, suiting those with tight budgets or limited incomes. However, the $36,207 median income signals limited local job prospects, making this county most viable for remote workers, retirees, or those with outside income sources.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

$

Rent Burden

14.7%

of gross income

Max Housing (28% Rule)

$845

per month

Owner Cost Burden

14.3%

of gross income

You can likely afford the median home in Jefferson County

Median home value is $81,400. Estimated monthly cost: $650 vs. your max of $845.

Rent Affordability Guide

Your rent-to-income ratio14.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Mississippi?
Jefferson County, Mississippi has a median monthly rent of $444/mo and a median home value of $81,400. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.
What is the median rent in Jefferson County?
The median gross rent in Jefferson County is $444/mo. This is 43% below state average for Mississippi.
Is Jefferson County affordable?
Jefferson County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jefferson County's rent compare to the state average?
Jefferson County's median rent of $444/mo is 43% below state average of $782/mo for Mississippi.
What is the median home value in Jefferson County?
The median home value in Jefferson County, Mississippi is $81,400. This is 71% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.