Cost of Living in Hancock County, Mississippi

$999/mo
Median Monthly Rent
$206,600
Median Home Value

At a Glance

Median Monthly Rent
$999/mo
28% above state average
Median Home Value
$206,600
27% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hancock County Compares

Median monthly rent comparison

Hancock County$999/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$999/mo
Median Gross Rent
$206,600
Median Home Value
$873/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Hancock County ranks #2,840 of 3,144 counties for affordability (bottom 10%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Hancock County, Mississippi

Higher income, excellent affordability

Hancock County's median household income of $67,728 exceeds the national average by 10%, and its 17.7% rent-to-income ratio sits comfortably below national affordability benchmarks. Residents enjoy one of the best combinations of earnings and housing cost balance in the sample.

Strong income supports reasonable rents

Hancock's $999 monthly rent runs 28% above Mississippi's state average, but the county's $67,728 income and 17.7% ratio beat the state average of 19.6%. This is a county where above-average earnings help offset higher housing costs.

Premium housing, premium income

Hancock's $999 rent ranks second-highest in the sample behind DeSoto ($1,341), yet the county's $67,728 income supports it better than Harrison's $1,074 rent on $57,233 earnings. Hancock proves that higher costs are manageable when paired with proportional income.

Balanced costs across tenure types

Renters pay $999 monthly (17.7% of income) while owners pay $873 (15.5% of income), a relatively modest gap that reflects overall affordability. The $206,600 median home value is substantial but accessible on Hancock's stronger incomes.

Best value for mid-to-upper income relocators

Hancock County delivers strong income prospects paired with excellent rent-to-income ratios—ideal for relocators earning $65,000+. If you're moving to Mississippi with solid earning power and want a balanced community with modest affordability pressure, Hancock outperforms all but DeSoto.

Cost of Living Advisory: Hancock County

Affordability Verdict

Hancock County offers affordable rental housing at a median of $999/month — about 17.7% of the typical household income here.

Rent vs. Own

At $999/month rent versus $873/month in owner costs, owning is roughly $126/month cheaper — a 13% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,960/year. For owner costs at the 28% rule, the required income is roughly $37,414/year. With a median household income of $67,728, most households can comfortably afford rent here. Notably, 27.0% of renter households in Hancock County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Mississippi, Hancock County is more affordable than Tunica County by roughly 7% ($999/mo vs $938/mo).

Affordability Calculator

See how your income compares to housing costs in Hancock County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,580

per month

Owner Cost Burden

15.5%

of gross income

The median home in Hancock County may be a stretch

Median home value is $206,600. Estimated monthly cost: $1,649 vs. your max of $1,580.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,728Needed: $39,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,728Needed: $37,414
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,728Needed: $48,081

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hancock County, Mississippi?
Hancock County, Mississippi has a median monthly rent of $999/mo and a median home value of $206,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Hancock County?
The median gross rent in Hancock County is $999/mo. This is 28% above state average for Mississippi.
Is Hancock County affordable?
Hancock County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hancock County's rent compare to the state average?
Hancock County's median rent of $999/mo is 28% above state average of $782/mo for Mississippi.
What is the median home value in Hancock County?
The median home value in Hancock County, Mississippi is $206,600. This is 27% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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