Cost of Living in Monroe County, Michigan

$1,017/mo
Median Monthly Rent
$215,700
Median Home Value
16% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,017/mo
16% above state average
Median Home Value
$215,700
23% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Monroe County Compares

Median monthly rent comparison

Monroe County$1,017/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$1,017/mo
Median Gross Rent
$215,700
Median Home Value
$1,119/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Monroe County, Michigan

Monroe stays affordable despite higher incomes

Monroe residents earn $522 more annually than the U.S. median and spend just 16.2% of income on rent—slightly below the national 16.3% average. This combination suggests Monroe offers genuine housing bargains for those earning above-average wages.

Among Michigan's most livable counties

At 16.2%, Monroe's rent-to-income ratio ranks among the best in Michigan, beating the state average of 16.3% by a narrow but meaningful margin. This positioning places Monroe in the upper tier of affordable Michigan counties for renters.

The region's housing sweet spot

Monroe's $1,017 rent exceeds Missaukee ($838) and Montcalm ($867) but remains competitive regionally, while homeownership at $1,119 monthly offers affordability within reach of higher earners. Monroe's above-average income ($75,272) absorbs these costs more comfortably than neighboring counties, making it attractive for families seeking balance.

Higher income cushions housing costs

Monroe's $75,272 median income provides breathing room for its $1,017 monthly rent and $1,119 ownership costs, keeping housing at just 16% of earnings. This favorable ratio reflects Monroe's economic strength relative to other Michigan counties, with residents retaining more discretionary income.

An above-average option for arrivals

Monroe offers one of Michigan's best combinations of income and affordability, making it ideal if you're seeking strong wages without excessive housing burdens. Check how Monroe's 16.2% rent-to-income ratio compares to your current market to gauge potential financial relief.

Affordability Calculator

See how your income compares to housing costs in Monroe County

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$1,756

per month

Owner Cost Burden

17.8%

of gross income

You can likely afford the median home in Monroe County

Median home value is $215,700. Estimated monthly cost: $1,722 vs. your max of $1,756.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Monroe County, Michigan?
Monroe County, Michigan has a median monthly rent of $1,017/mo and a median home value of $215,700. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Monroe County?
The median gross rent in Monroe County is $1,017/mo. This is 16% above state average for Michigan.
Is Monroe County affordable?
Monroe County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Monroe County's rent compare to the state average?
Monroe County's median rent of $1,017/mo is 16% above state average of $873/mo for Michigan.
What is the median home value in Monroe County?
The median home value in Monroe County, Michigan is $215,700. This is 23% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.