Cost of Living in Jackson County, Michigan

$958/mo
Median Monthly Rent
$182,900
Median Home Value
10% above state averageUnaffordable

At a Glance

Median Monthly Rent
$958/mo
10% above state average
Median Home Value
$182,900
35% below national
Rent-to-Income Ratio
29.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jackson County Compares

Median monthly rent comparison

Jackson County$958/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$958/mo
Median Gross Rent
$182,900
Median Home Value
$946/mo
Monthly Owner Cost
29.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jackson County, Michigan

Jackson's rents run slightly above state average

Jackson County's 17.7% rent-to-income ratio sits above Michigan's 16.3% state average, though below national affordability concerns, with a $958 median rent that edges 10% above the state median of $873. The median household income of $65,004 trails the national median by 13%, creating a modest affordability gap that affects renters and buyers alike.

Jackson ranks mid-tier for housing affordability

Jackson County's 17.7% rent-to-income ratio places it slightly above Michigan's state average, positioning it in the middle tier of state counties for affordability. While not among the most stressed markets, Jackson residents face somewhat elevated housing cost burdens compared to state peers.

Jackson rents moderate among regional peers

Jackson's $958 median rent falls between Ionia ($840) and Kalamazoo ($1,049), with a rent-to-income ratio of 17.7% that outpaces Ionia (13.7%) but undercuts Kalamazoo (17.9%). The county occupies a middle position in the region's affordability hierarchy, offering neither the lowest costs nor the highest incomes.

Jackson splits costs between rent and mortgage

Jackson renters pay approximately $11,496 annually at $958 monthly—17.7% of a $65,004 income, while owner-occupants pay nearly identical amounts at $946 monthly for homes valued at $182,900. The rough parity between rent and ownership costs suggests a balanced, if moderately stressed, housing market.

Jackson offers middle-ground affordability

If you want to avoid the extremes of Michigan's housing markets, Jackson County provides moderate costs and median incomes aligned with many state residents. However, at 17.7%, the rent-to-income ratio suggests you'll want employment above the county median of $65,004 to comfortably absorb housing without financial strain.

Affordability Calculator

See how your income compares to housing costs in Jackson County

$

Rent Burden

17.7%

of gross income

Max Housing (28% Rule)

$1,517

per month

Owner Cost Burden

17.5%

of gross income

You can likely afford the median home in Jackson County

Median home value is $182,900. Estimated monthly cost: $1,460 vs. your max of $1,517.

Rent Affordability Guide

Your rent-to-income ratio17.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jackson County, Michigan?
Jackson County, Michigan has a median monthly rent of $958/mo and a median home value of $182,900. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.
What is the median rent in Jackson County?
The median gross rent in Jackson County is $958/mo. This is 10% above state average for Michigan.
Is Jackson County affordable?
Jackson County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jackson County's rent compare to the state average?
Jackson County's median rent of $958/mo is 10% above state average of $873/mo for Michigan.
What is the median home value in Jackson County?
The median home value in Jackson County, Michigan is $182,900. This is 35% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.