Cost of Living in Genesee County, Michigan

$936/mo
Median Monthly Rent
$172,900
Median Home Value
7% above state averageUnaffordable

At a Glance

Median Monthly Rent
$936/mo
7% above state average
Median Home Value
$172,900
39% below national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Genesee County Compares

Median monthly rent comparison

Genesee County$936/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$936/mo
Median Gross Rent
$172,900
Median Home Value
$992/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Genesee County, Michigan

Rent costs climb above national norms

Genesee County's rent-to-income ratio of 18.5% exceeds the national average, meaning renters here spend a larger share of their paycheck on housing than typical Americans. With a median household income of $60,673—nearly $14,000 below the national median of $74,755—housing affordability presents a real squeeze for working families.

Among Michigan's least affordable rentals

Genesee ranks above Michigan's state average rent-to-income ratio of 16.3%, making it one of the state's less affordable rental markets. At $936 per month, the median rent here also outpaces the state average of $873, widening the gap for renters on modest incomes.

Pricier than Gratiot, cheaper than Grand Traverse

Genesee's $936 median rent sits between neighboring Gratiot County ($808) and the more affluent Grand Traverse County ($1,215). Income levels tell a similar story: Genesee households earn slightly less than Gratiot ($61,128) but substantially less than Grand Traverse ($79,486).

Housing eats 18.5% of household income

Renters in Genesee spend $936 monthly while homeowners face $992 in mortgage and ownership costs, with both hitting harder against the county's $60,673 median income. Together, these figures reveal a county where more than one-sixth of household earnings go straight to housing—above the 30% affordability threshold that defines cost-burdened households.

Consider Genesee for Midwest stability

If you're weighing relocation across the Midwest, Genesee offers modest housing costs relative to other industrial regions, though income levels require careful budgeting. Nearby Gladwin and Gratiot counties provide even lower rents if affordability is your top priority.

Affordability Calculator

See how your income compares to housing costs in Genesee County

$

Rent Burden

18.5%

of gross income

Max Housing (28% Rule)

$1,416

per month

Owner Cost Burden

19.6%

of gross income

You can likely afford the median home in Genesee County

Median home value is $172,900. Estimated monthly cost: $1,380 vs. your max of $1,416.

Rent Affordability Guide

Your rent-to-income ratio18.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Genesee County, Michigan?
Genesee County, Michigan has a median monthly rent of $936/mo and a median home value of $172,900. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Genesee County?
The median gross rent in Genesee County is $936/mo. This is 7% above state average for Michigan.
Is Genesee County affordable?
Genesee County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Genesee County's rent compare to the state average?
Genesee County's median rent of $936/mo is 7% above state average of $873/mo for Michigan.
What is the median home value in Genesee County?
The median home value in Genesee County, Michigan is $172,900. This is 39% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.