Cost of Living in Queen Anne's County, Maryland

$1,611/mo
Median Monthly Rent
$441,800
Median Home Value
14% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,611/mo
14% above state average
Median Home Value
$441,800
57% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Queen Anne's County Compares

Median monthly rent comparison

Queen Anne's County$1,611/mo
Maryland Average$1,415/mo
National Median$1,163/mo

Detailed Housing Stats

$1,611/mo
Median Gross Rent
$441,800
Median Home Value
$1,961/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Queen Anne's County, Maryland

Queen Anne's beats national affordability

With a rent-to-income ratio of 17.1%, Queen Anne's residents spend considerably less on housing than the national average of 20.0%. The county's median household income of $113,347—51% above the U.S. median—provides substantial breathing room for other expenses.

Maryland's most affordable county option

Queen Anne's 17.1% rent-to-income ratio is the lowest among Maryland's counties, sitting well below the state average of 18.3%. This positions the county as one of Maryland's most housing-secure regions for renters and homeowners alike.

Lowest rents in the region

Queen Anne's median rent of $1,611 undercuts Prince George's ($1,761) and St. Mary's ($1,692), while supporting one of the highest median incomes in the state at $113,347. Home values at $441,800 reflect the county's strong appeal and relative stability.

Income-to-housing balance

Queen Anne's renters allocate just 17.1% of their $113,347 median income to monthly rent of $1,611, leaving substantial income for savings and living costs. Homeowners investing $1,961 monthly in mortgage payments dedicate 20.8% of income to ownership—well-managed compared to state peers.

A relocation sweet spot in Maryland

If you're weighing Maryland counties, Queen Anne's offers the strongest affordability ratio and highest median income—a rare combination that maximizes financial flexibility. The county's Eastern Shore location and stable housing market make it an attractive option for remote workers and families seeking stability.

Affordability Calculator

See how your income compares to housing costs in Queen Anne's County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$2,645

per month

Owner Cost Burden

20.8%

of gross income

The median home in Queen Anne's County may be a stretch

Median home value is $441,800. Estimated monthly cost: $3,527 vs. your max of $2,645.

Rent Affordability Guide

Your rent-to-income ratio17.1%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Queen Anne's County, Maryland?
Queen Anne's County, Maryland has a median monthly rent of $1,611/mo and a median home value of $441,800. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Queen Anne's County?
The median gross rent in Queen Anne's County is $1,611/mo. This is 14% above state average for Maryland.
Is Queen Anne's County affordable?
Queen Anne's County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Queen Anne's County's rent compare to the state average?
Queen Anne's County's median rent of $1,611/mo is 14% above state average of $1,415/mo for Maryland.
What is the median home value in Queen Anne's County?
The median home value in Queen Anne's County, Maryland is $441,800. This is 57% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.