Cost of Living in Calaveras County, California

$1,615/mo

Median Monthly Rent

$441,800

Median Home Value

0% below state averageUnaffordable

At a Glance

Median Monthly Rent

$1,615/mo

0% below state average

Median Home Value

$441,800

57% above national

Rent-to-Income Ratio

33.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Calaveras County Compares

Median monthly rent comparison

Calaveras County$1,615/mo

California Average$1,618/mo

National Median$1,163/mo

Detailed Housing Stats

$1,615/mo

Median Gross Rent

$441,800

Median Home Value

$1,590/mo

Monthly Owner Cost

33.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Calaveras County, California

Calaveras taxes renters harder than the nation

Calaveras County's rent-to-income ratio of 24.3% exceeds the national average by 2.3 percentage points, making it one of California's affordability laggards despite a median income of $79,877. Renters spend $1,615 monthly—a cost that commands nearly one-quarter of gross household earnings, leaving families stretched thin.

Among California's least affordable counties

Calaveras ranks in California's bottom third for affordability with a 24.3% rent-to-income ratio, significantly above the state average of 22.4%. The median rent of $1,615 approaches the state median, yet lower median income ($79,877) creates an affordability squeeze for working families.

Calaveras rents climb the foothill ladder

Calaveras's $1,615 median rent runs $235 higher than Amador's $1,380 and $476 higher than Colusa's $1,139, yet with lower income than Amador. The rent-to-income ratio of 24.3% ranks worse than every mountain neighbor except Butte, signaling a regional affordability trouble spot.

Housing dominates Calaveras budgets

Renters pay $1,615 monthly and owners pay $1,590—combined housing costs consume roughly 49% of a $79,877 annual income. This leaves families competing for every dollar in their remaining 51% of earnings, with little cushion for medical emergencies or job loss.

Calaveras best for higher earners

If you earn $90,000+ and seek Sierra foothills charm, Calaveras's $441,800 homes and outdoor recreation justify the rent-to-income squeeze. For those earning under $80,000, compare Amador or Colusa for meaningfully lower housing burdens on similar salaries.

Affordability Calculator

See how your income compares to housing costs in Calaveras County

Your Annual Household Income

Rent Burden

24.3%

of gross income

Max Housing (28% Rule)

$1,864

per month

Owner Cost Burden

23.9%

of gross income

The median home in Calaveras County may be a stretch

Median home value is $441,800. Estimated monthly cost: $3,527 vs. your max of $1,864.

Rent Affordability Guide

Your rent-to-income ratio24.3%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Calaveras County, California?

Calaveras County, California has a median monthly rent of $1,615/mo and a median home value of $441,800. The affordability rating is Unaffordable, with rent making up approximately 33.0% of median household income.

What is the median rent in Calaveras County?

The median gross rent in Calaveras County is $1,615/mo. This is 0% below state average for California.

Is Calaveras County affordable?

Calaveras County is rated Unaffordable based on rent-to-income ratio of 33.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Calaveras County's rent compare to the state average?

Calaveras County's median rent of $1,615/mo is 0% below state average of $1,618/mo for California.

What is the median home value in Calaveras County?

The median home value in Calaveras County, California is $441,800. This is 57% above the national median home value of $281,900.