Cost of Living in Sutter County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Sutter County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Sutter County ranks #2,887 of 3,142 counties for affordability (bottom 8%)
Sourced county brief
Sutter County GRAPI Matches California Unweighted County Mean at 31.7%
In Sutter County, the official median gross rent as a percentage of household income (GRAPI) was 31.7% per ACS 2020-2024 5-Year Estimates. This percentage matches the California unweighted county mean GRAPI of 31.7%. The median gross rent in the county is $1,439 per month, which is $252 below the state unweighted county mean of $1,691. Median home value for the county was estimated at $433,500, a value below the state unweighted county mean of $604,112. Owner-occupied units have a median monthly cost of $1,581, while the state unweighted county mean is $1,881. The median renter-household income in Sutter County is $56,129. These statistics are derived from U.S. Census Bureau ACS 5-Year data releases. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Sutter County
Affordability Verdict
ACS B25071 estimates median gross rent at 31.7% of renter household income in Sutter County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,439 per month; median selected monthly owner costs are $1,581. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $57,560 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The California unweighted mean of county median rents is $1,691 per month. Sutter County's $1,439 median is 14.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Sutter County
Rent Burden
21.7%
of gross income
Max Housing (28% Rule)
$1,860
per month
Owner Cost Burden
23.8%
of gross income
The median home in Sutter County may be a stretch
Median home value is $433,500. Estimated monthly cost: $3,461 vs. your max of $1,860.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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