CostBy County

Cost of Living in Todd County, Kentucky

$851/mo
Median Monthly Rent
$166,700
Median Home Value

At a Glance

Median Monthly Rent
$851/mo
7% above state average
Median Home Value
$166,700
50% below national
Census GRAPI
24.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Todd County Compares

Median monthly rent comparison

Todd County$851/mo
Kentucky Average$793/mo
National Median$1,413/mo

Detailed Housing Stats

$851/mo
Median Gross Rent
$166,700
Median Home Value
$793/mo
Monthly Owner Cost
24.5%
Census GRAPI

National Ranking

Affordability Rank

Todd County ranks #1,395 of 3,142 counties for affordability (top 44%)

Most AffordableLeast Affordable

Sourced county brief

Todd County Renter Median Income Estimated at $24,185

Renter median income in Todd County is $24,185. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 24.5%. This official metric is 2.7 percentage points below the state unweighted county mean official GRAPI of 27.2%. Median gross rent is $851 per month, which is above the state unweighted county mean of $793. Median home value is $166,700, compared to the state unweighted county mean of $160,835. Median selected monthly owner costs for all owner-occupied units were estimated at $793, exceeding the state unweighted county mean of $753. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Todd County

Affordability Verdict

ACS B25071 estimates median gross rent at 24.5% of renter household income in Todd County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $851 per month; median selected monthly owner costs are $793. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $34,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kentucky unweighted mean of county median rents is $793 per month. Todd County's $851 median is 7.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Todd County

$

Rent Burden

16.7%

of gross income

Max Housing (28% Rule)

$1,426

per month

Owner Cost Burden

15.6%

of gross income

You can likely afford the median home in Todd County

Median home value is $166,700. Estimated monthly cost: $1,331 vs. your max of $1,426.

Rent Affordability Guide

Your entered rent as a share of entered income16.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,103Needed: $34,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,103Needed: $33,986
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,103Needed: $38,796

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Todd County, Kentucky?
Todd County, Kentucky has a median monthly rent of $851/mo and a median home value of $166,700. The affordability rating is Affordable, with median gross rent equal to approximately 24.5% of renter household income.
What is the median rent in Todd County?
The median gross rent in Todd County is $851/mo. This is 7% above state average for Kentucky.
Is Todd County affordable?
Todd County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 24.5%. Median gross rent is under 30% of renter household income.
How does Todd County's rent compare to the state average?
Todd County's median rent of $851/mo is 7% above state average of $793/mo for Kentucky.
What is the median home value in Todd County?
The median home value in Todd County, Kentucky is $166,700. This is 50% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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