Cost of Living in Saluda County, South Carolina

$814/mo
Median Monthly Rent
$123,200
Median Home Value

At a Glance

Median Monthly Rent
$814/mo
14% below state average
Median Home Value
$123,200
56% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Saluda County Compares

Median monthly rent comparison

Saluda County$814/mo
South Carolina Average$945/mo
National Median$1,163/mo

Detailed Housing Stats

$814/mo
Median Gross Rent
$123,200
Median Home Value
$561/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Saluda County ranks #1,595 of 3,144 counties for affordability (bottom 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Saluda County, South Carolina

Saluda rents rank below national burden

At 18.4%, Saluda County's rent-to-income ratio sits well below the national standard, meaning renters here spend less of their paychecks on housing than typical Americans. The county's median gross rent of $814 per month is notably affordable compared to the national median household income of $74,755.

Among SC's most affordable counties

Saluda County ranks favorably within South Carolina, where the state average rent-to-income ratio is 20.1%—and Saluda beats that mark at 18.4%. Its median rent of $814 runs $131 below the statewide average of $945, signaling genuine affordability in a state context.

Saluda stands out in the upstate cluster

Compared to nearby Spartanburg County ($1,019 median rent) and Sumter County ($1,006 median rent), Saluda offers noticeably cheaper rental options at $814 per month. The county's median home value of $123,200 also trails Spartanburg's $216,000, making it a budget-friendly option in the region.

Housing costs fit comfortably in Saluda budgets

Saluda renters pay $814 monthly while homeowners spend $561 on mortgage costs, all supported by a median household income of $52,957. Together, housing expenses consume roughly 22% of household income for renters—tight but manageable compared to national norms.

Saluda offers rare affordability in SC

If you're relocating to South Carolina on a modest budget, Saluda County delivers some of the state's lowest rents and home values. Compare its $814 monthly rent and $123,200 median home price against neighboring counties to see why affordability-conscious movers are taking notice.

Cost of Living Advisory: Saluda County

Affordability Verdict

Saluda County is affordable for renters, with a median gross rent of $814/month representing approximately 18.4% of median household income. The rent burden (GRAPI) stands at 27.0%.

Rent vs. Own

At $814/month rent versus $561/month in owner costs, owning is roughly $253/month cheaper — a 31% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,560/year. For owner costs at the 28% rule, the required income is roughly $24,043/year. With a median household income of $52,957, most households can comfortably afford rent here. Notably, 27.0% of renter households in Saluda County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Saluda County sits 7% less expensive than Kershaw County ($872/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Saluda County

$

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,236

per month

Owner Cost Burden

12.7%

of gross income

You can likely afford the median home in Saluda County

Median home value is $123,200. Estimated monthly cost: $984 vs. your max of $1,236.

Rent Affordability Guide

Your rent-to-income ratio18.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,957Needed: $32,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,957Needed: $24,043
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,957Needed: $28,672

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saluda County, South Carolina?
Saluda County, South Carolina has a median monthly rent of $814/mo and a median home value of $123,200. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Saluda County?
The median gross rent in Saluda County is $814/mo. This is 14% below state average for South Carolina.
Is Saluda County affordable?
Saluda County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Saluda County's rent compare to the state average?
Saluda County's median rent of $814/mo is 14% below state average of $945/mo for South Carolina.
What is the median home value in Saluda County?
The median home value in Saluda County, South Carolina is $123,200. This is 56% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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