Cost of Living in Taylor County, Kentucky

$691/mo
Median Monthly Rent
$163,700
Median Home Value

At a Glance

Median Monthly Rent
$691/mo
10% below state average
Median Home Value
$163,700
42% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Taylor County Compares

Median monthly rent comparison

Taylor County$691/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$691/mo
Median Gross Rent
$163,700
Median Home Value
$697/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Taylor County ranks #596 of 3,144 counties for affordability (top 19%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Taylor County, Kentucky

Taylor County offers genuine rental bargains

Taylor County renters spend just 13.4% of their $61,871 median household income on housing—nearly 4 percentage points below the national average and substantially better than Kentucky's 17.0% state average. At $691 monthly, Taylor's median rent is the lowest in this group, creating real budget relief for renters.

Strong affordability on Kentucky scale

With a 13.4% rent-to-income ratio, Taylor County ranks well above average for affordability across Kentucky, beating the state average by 3.6 percentage points. Despite below-average household income, Taylor's low rent base creates genuine relief for residents.

Cheapest rents in the region

Taylor County's $691 median rent is 41% lower than Scott County ($1,181) and 31% below Shelby County ($998), making it the bargain market in this comparison. Even Todd County's $841 rent runs 22% higher, and Taylor's $163,700 median home value undercuts every neighbor.

Renters and homeowners equally positioned

Both renters and homeowners in Taylor County spend roughly 13% of the $61,871 median household income on housing—renters at 13.4% and homeowners at 13.5%. This rare parity reflects Taylor's affordable fundamentals across both rental and ownership markets.

Taylor County: budget-conscious relocation choice

Taylor County delivers the region's lowest rents and home values, ideal for anyone prioritizing affordability and willing to accept below-average local incomes. Rural character and minimal housing costs make Taylor perfect for remote workers, retirees, or anyone seeking maximum housing cost relief.

Cost of Living Advisory: Taylor County

Affordability Verdict

Housing in Taylor County is affordable. The median rent is $691/month against a median household income of $61,871, putting rent at 13.4% of income.

Rent vs. Own

The median rent in Taylor County is $691/month, while owner costs run $697/month. Renting saves approximately $6/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,640/year. For owner costs at the 28% rule, the required income is roughly $29,871/year. With a median household income of $61,871, most households can comfortably afford rent here. Notably, 24.0% of renter households in Taylor County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Taylor County sits 7% less expensive than Powell County ($743/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Taylor County

$

Rent Burden

13.4%

of gross income

Max Housing (28% Rule)

$1,444

per month

Owner Cost Burden

13.5%

of gross income

You can likely afford the median home in Taylor County

Median home value is $163,700. Estimated monthly cost: $1,307 vs. your max of $1,444.

Rent Affordability Guide

Your rent-to-income ratio13.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,871Needed: $27,640
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,871Needed: $29,871
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,871Needed: $38,097

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Taylor County, Kentucky?
Taylor County, Kentucky has a median monthly rent of $691/mo and a median home value of $163,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Taylor County?
The median gross rent in Taylor County is $691/mo. This is 10% below state average for Kentucky.
Is Taylor County affordable?
Taylor County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Taylor County's rent compare to the state average?
Taylor County's median rent of $691/mo is 10% below state average of $771/mo for Kentucky.
What is the median home value in Taylor County?
The median home value in Taylor County, Kentucky is $163,700. This is 42% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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