Cost of Living in Scott County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Scott County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Scott County ranks #2,715 of 3,142 counties for affordability (bottom 14%)
Sourced county brief
Scott County Median Gross Rent Reaches $1,247 Monthly
The median gross rent in Scott County was estimated at $1,247 per month, according to the 2020-2024 American Community Survey 5-Year Estimates. This figure is $454 above the Kentucky unweighted county mean of $793. The official B25071 median gross rent as a percentage of household income, or GRAPI, was 27.3%, which differs from the Kentucky unweighted county mean official GRAPI of 27.2% by 0.1 percentage points. For owner-occupied units, the median selected monthly owner cost was $1,376, exceeding the state unweighted county mean of $753. The median home value in the county was recorded at $288,500, compared to the unweighted county mean for Kentucky of $160,835. Renter-household income in the area was estimated at $53,874. These figures provide a snapshot of local housing costs for the five-year period ending in 2024. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Scott County
Affordability Verdict
ACS B25071 estimates median gross rent at 27.3% of renter household income in Scott County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,247 per month; median selected monthly owner costs are $1,376. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $49,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Scott County's $1,247 median is 57.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Scott County
Rent Burden
17.6%
of gross income
Max Housing (28% Rule)
$1,987
per month
Owner Cost Burden
19.4%
of gross income
The median home in Scott County may be a stretch
Median home value is $288,500. Estimated monthly cost: $2,303 vs. your max of $1,987.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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