Cost of Living in Union County, Ohio

$1,188/mo
Median Monthly Rent
$306,600
Median Home Value
36% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,188/mo
36% above state average
Median Home Value
$306,600
9% above national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Union County Compares

Median monthly rent comparison

Union County$1,188/mo
Ohio Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$1,188/mo
Median Gross Rent
$306,600
Median Home Value
$1,598/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Union County, Ohio

Union County's wealth shields renters

Union County renters spend just 13.0% of household income on housing—the lowest ratio among these eight counties and well below both Ohio's 15.6% state average and the national benchmark. With median household income of $109,506, residents earn 46% above the national median, creating exceptional affordability despite premium rents.

Ohio's most affordable county for renters

Union's 13.0% rent-to-income ratio ranks it among Ohio's best housing markets, despite commanding the state's highest rents at $1,188/month. High household income, not cheap housing, drives this advantage—a hallmark of wealthy suburban communities north of Columbus.

Union dominates its wealth class

Union's $1,188 median rent and $109,506 median income dwarf every surrounding county—it's a different housing market entirely from neighboring Shelby ($904 rent, $72,822 income). This gap reflects Union's identity as a wealthy exurban community attracting affluent families escaping Columbus's intensity.

Premium housing, premium paychecks

Renters earn $9,126/month and spend $1,188 on housing—13.0% of gross income—leaving substantial resources for savings and lifestyle. Homeowners invest $1,598/month in properties worth $306,600, commanding Ohio's highest home values but affordable only to those earning $100,000+ annually.

Union County for affluent relocators

If your household earns $100,000+ and you value top-rated schools, newer suburban development, and minimal financial stress, Union's premium pricing reflects genuine quality and market demand. Those earning under $80,000 should look south to Shelby or Scioto, where housing dollars stretch far further.

Affordability Calculator

See how your income compares to housing costs in Union County

$

Rent Burden

13.0%

of gross income

Max Housing (28% Rule)

$2,555

per month

Owner Cost Burden

17.5%

of gross income

You can likely afford the median home in Union County

Median home value is $306,600. Estimated monthly cost: $2,448 vs. your max of $2,555.

Rent Affordability Guide

Your rent-to-income ratio13.0%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Union County, Ohio?
Union County, Ohio has a median monthly rent of $1,188/mo and a median home value of $306,600. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Union County?
The median gross rent in Union County is $1,188/mo. This is 36% above state average for Ohio.
Is Union County affordable?
Union County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Union County's rent compare to the state average?
Union County's median rent of $1,188/mo is 36% above state average of $873/mo for Ohio.
What is the median home value in Union County?
The median home value in Union County, Ohio is $306,600. This is 9% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.