Cost of Living in Harrison County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Harrison County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Harrison County ranks #543 of 3,144 counties for affordability (top 17%)
Data Story
About Cost of Living in Harrison County, Kentucky
Harrison County beats national affordability
Renters in Harrison County spend just 14.3% of their income on housing, well below the national threshold of affordability and notably better than Kentucky's 17.0% state average. At $755 per month, median rent here runs nearly $20 below the state median, while household income sits at $63,205—just 15% below the national median of $74,755.
Among Kentucky's most affordable counties
Harrison County ranks as one of Kentucky's most housing-friendly markets, with a rent-to-income ratio that outperforms 80% of the state. This affordability advantage reflects both moderate rental costs and relatively stable incomes compared to rural Kentucky counties.
Affordable compared to regional peers
Harrison County's $755 rent is competitive across the region—lower than Henderson County ($794) and Henry County ($871), though slightly above Hart County ($692). For homebuyers, the median home value of $188,900 offers solid middle ground between more expensive Jefferson County and more affordable rural alternatives.
Rent, mortgages, and income balance
Monthly housing costs break down to $755 for renters and $807 for homeowners, both manageable on a median income of $63,205. This means the average household devotes roughly 14% of monthly earnings to housing—leaving room for other essentials.
Consider Harrison for balanced living
If you're weighing Kentucky counties, Harrison offers the rare combination of below-state-average housing costs and above-average incomes. Compare your situation: earn $63,205 or more and you'll find housing here genuinely affordable.
Cost of Living Advisory: Harrison County
Affordability Verdict
For renters in Harrison County, the market is affordable. Expect to pay around $755/month in gross rent, with 26.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Harrison County pay $755/month on average, compared to $807/month for homeowners. This market favors renters by about 6%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,200/year. For owner costs at the 28% rule, the required income is roughly $34,586/year. With a median household income of $63,205, most households can comfortably afford rent here. Notably, 26.0% of renter households in Harrison County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Kentucky, Harrison County is more affordable than Carter County by roughly 8% ($755/mo vs $701/mo).
Affordability Calculator
See how your income compares to housing costs in Harrison County
Rent Burden
14.3%
of gross income
Max Housing (28% Rule)
$1,475
per month
Owner Cost Burden
15.3%
of gross income
The median home in Harrison County may be a stretch
Median home value is $188,900. Estimated monthly cost: $1,508 vs. your max of $1,475.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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