Cost of Living in Harrison County, Kentucky

$755/mo
Median Monthly Rent
$188,900
Median Home Value
2% below state averageUnaffordable

At a Glance

Median Monthly Rent
$755/mo
2% below state average
Median Home Value
$188,900
33% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Harrison County Compares

Median monthly rent comparison

Harrison County$755/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$755/mo
Median Gross Rent
$188,900
Median Home Value
$807/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Harrison County, Kentucky

Harrison County beats national affordability

Renters in Harrison County spend just 14.3% of their income on housing, well below the national threshold of affordability and notably better than Kentucky's 17.0% state average. At $755 per month, median rent here runs nearly $20 below the state median, while household income sits at $63,205—just 15% below the national median of $74,755.

Among Kentucky's most affordable counties

Harrison County ranks as one of Kentucky's most housing-friendly markets, with a rent-to-income ratio that outperforms 80% of the state. This affordability advantage reflects both moderate rental costs and relatively stable incomes compared to rural Kentucky counties.

Affordable compared to regional peers

Harrison County's $755 rent is competitive across the region—lower than Henderson County ($794) and Henry County ($871), though slightly above Hart County ($692). For homebuyers, the median home value of $188,900 offers solid middle ground between more expensive Jefferson County and more affordable rural alternatives.

Rent, mortgages, and income balance

Monthly housing costs break down to $755 for renters and $807 for homeowners, both manageable on a median income of $63,205. This means the average household devotes roughly 14% of monthly earnings to housing—leaving room for other essentials.

Consider Harrison for balanced living

If you're weighing Kentucky counties, Harrison offers the rare combination of below-state-average housing costs and above-average incomes. Compare your situation: earn $63,205 or more and you'll find housing here genuinely affordable.

Affordability Calculator

See how your income compares to housing costs in Harrison County

$

Rent Burden

14.3%

of gross income

Max Housing (28% Rule)

$1,475

per month

Owner Cost Burden

15.3%

of gross income

The median home in Harrison County may be a stretch

Median home value is $188,900. Estimated monthly cost: $1,508 vs. your max of $1,475.

Rent Affordability Guide

Your rent-to-income ratio14.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Harrison County, Kentucky?
Harrison County, Kentucky has a median monthly rent of $755/mo and a median home value of $188,900. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Harrison County?
The median gross rent in Harrison County is $755/mo. This is 2% below state average for Kentucky.
Is Harrison County affordable?
Harrison County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Harrison County's rent compare to the state average?
Harrison County's median rent of $755/mo is 2% below state average of $771/mo for Kentucky.
What is the median home value in Harrison County?
The median home value in Harrison County, Kentucky is $188,900. This is 33% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.