Cost of Living in Harrison County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Harrison County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Harrison County ranks #1,175 of 3,142 counties for affordability (top 37%)
Sourced county brief
Harrison County Median Home Value Reaches $202,100 in Five-Year Estimates
In Harrison County, the median home value was estimated at $202,100, which is $41,265 higher than the Kentucky unweighted county mean of $160,835. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 26.7%. This figure is 0.5 percentage points lower than the state unweighted county mean official GRAPI of 27.2%. Median gross rent in the county is $765, compared to the state unweighted county mean of $793. Owners in the county face a median selected monthly owner cost of $860, while the state unweighted county mean for owner costs is $753. Median renter-household income for the period was $35,526. These figures represent a snapshot of the housing landscape in the county during the 2020-2024 interval. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Harrison County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.7% of renter household income in Harrison County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $765 per month; median selected monthly owner costs are $860. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,600 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Harrison County's $765 median is 3.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Harrison County
Rent Burden
13.8%
of gross income
Max Housing (28% Rule)
$1,550
per month
Owner Cost Burden
15.5%
of gross income
The median home in Harrison County may be a stretch
Median home value is $202,100. Estimated monthly cost: $1,613 vs. your max of $1,550.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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