Cost of Living in Garrett County, Maryland
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Garrett County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Garrett County ranks #1,251 of 3,142 counties for affordability (top 40%)
Sourced county brief
Garrett County Median Gross Rent Below Maryland Unweighted Mean
Median gross rent in Garrett County was $765 per month during the 2020-2024 period, which is $694 below the Maryland unweighted county mean of $1,459. The official median gross rent as a percentage of household income (GRAPI) was estimated at 24.6% in ACS table B25071. This official GRAPI is 5.6 percentage points lower than the state unweighted county mean of 30.2%. For those in owner-occupied units, the median home value was $235,300, while the Maryland unweighted county mean was $370,017. Median monthly owner costs in Garrett County were $884, whereas the state unweighted county mean was $1,660. The median income for renter households was $33,613 annually. These statistics are derived from the American Community Survey 5-Year Estimates and are presented as a snapshot without predictions. See ACS table B25064 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Garrett County
Affordability Verdict
ACS B25071 estimates median gross rent at 24.6% of renter household income in Garrett County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $765 per month; median selected monthly owner costs are $884. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $30,600 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Maryland unweighted mean of county median rents is $1,459 per month. Garrett County's $765 median is 47.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Garrett County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,579
per month
Owner Cost Burden
15.7%
of gross income
The median home in Garrett County may be a stretch
Median home value is $235,300. Estimated monthly cost: $1,878 vs. your max of $1,579.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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