Cost of Living in Hardin County, Kentucky

$947/mo
Median Monthly Rent
$205,900
Median Home Value
23% above state averageUnaffordable

At a Glance

Median Monthly Rent
$947/mo
23% above state average
Median Home Value
$205,900
27% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hardin County Compares

Median monthly rent comparison

Hardin County$947/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$947/mo
Median Gross Rent
$205,900
Median Home Value
$988/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Hardin County, Kentucky

Hardin County's higher price point

Hardin County renters spend 16.8% of income on housing—reasonable by national standards but notable because rents here are the highest in this dataset at $947 monthly. Against a $67,608 median income, the county represents premium pricing for Kentucky.

Above-average rents, solid affordability ratio

Hardin County's 16.8% rent-to-income ratio sits just below Kentucky's 17.0% state average despite the state's highest median rent of $947. Local incomes are also among the strongest, allowing residents to absorb these elevated costs.

Premium pricing in the region

Hardin County's $947 rent substantially exceeds all peers—the next-highest is Grant County at $855—and its median home value of $205,900 is also the region's highest. The county attracts higher-income households willing to pay more.

Higher costs, higher incomes

Renters pay $947 monthly while homeowners carry $988 against a median household income of $67,608. Housing claims roughly 17-18% of earnings, manageable given local wage levels but the highest absolute costs in this county group.

For those prioritizing amenities

Hardin County commands Kentucky's premium housing prices, suggesting stronger local economies, schools, or amenities than rural peers. If you're relocating with solid income and value access to more developed areas, Hardin's higher costs may reflect genuine investment returns.

Affordability Calculator

See how your income compares to housing costs in Hardin County

$

Rent Burden

16.8%

of gross income

Max Housing (28% Rule)

$1,578

per month

Owner Cost Burden

17.5%

of gross income

The median home in Hardin County may be a stretch

Median home value is $205,900. Estimated monthly cost: $1,644 vs. your max of $1,578.

Rent Affordability Guide

Your rent-to-income ratio16.8%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Hardin County, Kentucky?
Hardin County, Kentucky has a median monthly rent of $947/mo and a median home value of $205,900. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Hardin County?
The median gross rent in Hardin County is $947/mo. This is 23% above state average for Kentucky.
Is Hardin County affordable?
Hardin County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hardin County's rent compare to the state average?
Hardin County's median rent of $947/mo is 23% above state average of $771/mo for Kentucky.
What is the median home value in Hardin County?
The median home value in Hardin County, Kentucky is $205,900. This is 27% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.