Cost of Living in Fleming County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Fleming County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Fleming County ranks #334 of 3,142 counties for affordability (top 11%)
Sourced county brief
Fleming County Official GRAPI Exceeds State Mean
In Fleming County, Kentucky, the official median gross rent as a percentage of household income (GRAPI) was 33.1%, which is 5.9 percentage points higher than the state unweighted county mean of 27.2%. Median gross rent for the county was $715 per month, below the Kentucky unweighted county mean of $793. The median income for renter households was estimated at $29,051. Among homeowners, the median selected monthly owner costs were $593, which is $160 lower than the state unweighted county mean of $753. Additionally, the median home value in Fleming County was $134,700, compared to the state unweighted county mean of $160,835. These data points provide a descriptive snapshot of housing expenses and renter income based on the 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Fleming County
Affordability Verdict
ACS B25071 estimates median gross rent at 33.1% of renter household income in Fleming County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $715 per month; median selected monthly owner costs are $593. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $28,600 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Fleming County's $715 median is 9.9% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Fleming County
Rent Burden
17.4%
of gross income
Max Housing (28% Rule)
$1,150
per month
Owner Cost Burden
14.4%
of gross income
You can likely afford the median home in Fleming County
Median home value is $134,700. Estimated monthly cost: $1,075 vs. your max of $1,150.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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