Cost of Living in Fleming County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Fleming County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Fleming County, Kentucky
Fleming leads Kentucky affordability
Fleming County boasts Kentucky's best rent-to-income ratio at 16.4%, beating both the state average (17.0%) and falling comfortably below the national 30% threshold. Median rent of $677/month ranks among the state's lowest, though median household income ($49,663) trails the U.S. average by 34%.
Most affordable Kentucky county
Fleming's 16.4% rent-to-income ratio leads all Kentucky counties surveyed, delivering the best rental affordability in the state. At $677/month, local rents run 12% below the state median, giving residents the most breathing room in their housing budgets across the commonwealth.
Rural affordability champion
Fleming's $677 rent undercuts most regional peers: Estill ($689), Garrard ($793), and Fayette ($1,101) all charge more. Combined with Fleming's lean 16.4% ratio, the county emerges as the most affordable option for renters across this cluster of central Kentucky communities.
Balanced housing budget
Fleming households earning $49,663 annually spend $677 on rent (16.4% of income) or $560 on mortgage payments for homes valued around $115,200. This leaves substantial income for other necessities—a rare luxury in rural Kentucky labor markets.
Fleming: Kentucky's affordability gem
If housing affordability tops your relocation criteria, Fleming County delivers the best rent-to-income ratio in the state at just 16.4%, with rents 12% below the Kentucky average. Factor in rural lifestyle trade-offs and job availability, but if you can secure remote work or compatible employment, Fleming offers unbeatable housing value.
Affordability Calculator
See how your income compares to housing costs in Fleming County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,159
per month
Owner Cost Burden
13.5%
of gross income
You can likely afford the median home in Fleming County
Median home value is $115,200. Estimated monthly cost: $920 vs. your max of $1,159.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.