Cost of Living in Anderson County, Kentucky

$870/mo
Median Monthly Rent
$213,200
Median Home Value
13% above state averageUnaffordable

At a Glance

Median Monthly Rent
$870/mo
13% above state average
Median Home Value
$213,200
24% below national
Rent-to-Income Ratio
32.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Anderson County Compares

Median monthly rent comparison

Anderson County$870/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$870/mo
Median Gross Rent
$213,200
Median Home Value
$954/mo
Monthly Owner Cost
32.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Anderson County, Kentucky

Anderson approaches national income levels

With a median household income of $71,747, Anderson County sits just below the national average of $74,755, translating to stronger purchasing power for housing than much of rural Kentucky. Yet residents spend 14.6% of income on rent—below the national affordability threshold—making Anderson one of the region's standout housing markets.

Kentucky's housing affordability leader

Anderson's 14.6% rent-to-income ratio beats Kentucky's state average of 17.0% by a substantial margin, placing it among the state's most affordable counties for renters. The county's $870 median rent, while higher nominally, remains manageable thanks to incomes that outpace most of the commonwealth.

Premium pricing, premium incomes

Anderson's $870 median rent exceeds Adair ($775), Allen ($750), and Bath ($600), reflecting its position as a more prosperous region near the Cincinnati corridor. Homeownership costs of $954 monthly and a median home value of $213,200 signal a wealthier overall market than surrounding counties.

Higher incomes fund higher housing

Renters allocate $870 monthly to rent while homeowners pay $954, but these costs represent only 14.6% and roughly 16% of the $71,747 median income respectively. Anderson households enjoy surplus income after housing that rivals many prosperous U.S. counties.

Anderson for seekers of stability

If you can afford Anderson's higher home values and rents, the county rewards you with strong income levels and excellent affordability ratios relative to your housing costs. It's Kentucky's answer to affluent suburban living, combining rural character with near-national income norms.

Affordability Calculator

See how your income compares to housing costs in Anderson County

$

Rent Burden

14.6%

of gross income

Max Housing (28% Rule)

$1,674

per month

Owner Cost Burden

16.0%

of gross income

The median home in Anderson County may be a stretch

Median home value is $213,200. Estimated monthly cost: $1,702 vs. your max of $1,674.

Rent Affordability Guide

Your rent-to-income ratio14.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Anderson County, Kentucky?
Anderson County, Kentucky has a median monthly rent of $870/mo and a median home value of $213,200. The affordability rating is Unaffordable, with rent making up approximately 32.0% of median household income.
What is the median rent in Anderson County?
The median gross rent in Anderson County is $870/mo. This is 13% above state average for Kentucky.
Is Anderson County affordable?
Anderson County is rated Unaffordable based on rent-to-income ratio of 32.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Anderson County's rent compare to the state average?
Anderson County's median rent of $870/mo is 13% above state average of $771/mo for Kentucky.
What is the median home value in Anderson County?
The median home value in Anderson County, Kentucky is $213,200. This is 24% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.