Cost of Living in Chicot County, Arkansas

$661/mo
Median Monthly Rent
$90,500
Median Home Value

At a Glance

Median Monthly Rent
$661/mo
13% below state average
Median Home Value
$90,500
68% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Chicot County Compares

Median monthly rent comparison

Chicot County$661/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$661/mo
Median Gross Rent
$90,500
Median Home Value
$549/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Chicot County ranks #1,537 of 3,144 counties for affordability (top 49%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Chicot County, Arkansas

Chicot renters spend more than most Americans

At 20.0%, Chicot County's rent-to-income ratio exceeds the national norm—renters here dedicate a fifth of their earnings to housing. This is notably higher than Arkansas's state average of 18.1%, putting affordability pressure on local renters.

Among Arkansas's least affordable counties

Chicot County ranks among the state's most challenging housing markets for renters, with a 20.0% rent-to-income ratio well above the state average. The median home value of $90,500 offers some relief for buyers, but renters face steeper affordability hurdles.

Pricier rent than surrounding areas

Chicot's median rent of $661 sits below the state average of $760, yet the county's lower median income of $39,683 makes housing consume a larger share of household budgets. Neighboring counties with higher incomes experience better affordability despite comparable rents.

Housing takes 20% of Chicot incomes

The typical Chicot household earning $39,683 annually allocates about $661 monthly to rent—leaving limited income for other essentials. Owner costs are lower at $549 monthly, but the median home value of $90,500 still requires substantial down payments for first-time buyers.

Consider Chicot if you value affordability

Chicot County offers lower home prices than Arkansas averages, making homeownership viable for patient savers. However, renters should compare this market with neighboring counties like Clay or Cleveland, which offer better rent-to-income ratios despite similar housing costs.

Cost of Living Advisory: Chicot County

Affordability Verdict

Chicot County is affordable for renters, with a median gross rent of $661/month representing approximately 20.0% of median household income. The rent burden (GRAPI) stands at 23.0%.

Rent vs. Own

The median rent in Chicot County is $661/month, while owner costs run $549/month. Owning saves approximately $112/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,440/year. For owner costs at the 28% rule, the required income is roughly $23,529/year. With a median household income of $39,683, most households can comfortably afford rent here. Notably, 23.0% of renter households in Chicot County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Chicot County is less affordable than Drew County by roughly 7% ($661/mo vs $712/mo).

Affordability Calculator

See how your income compares to housing costs in Chicot County

$

Rent Burden

20.0%

of gross income

Max Housing (28% Rule)

$926

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Chicot County

Median home value is $90,500. Estimated monthly cost: $722 vs. your max of $926.

Rent Affordability Guide

Your rent-to-income ratio20.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,683Needed: $26,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,683Needed: $23,529
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $39,683Needed: $21,062

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Chicot County, Arkansas?
Chicot County, Arkansas has a median monthly rent of $661/mo and a median home value of $90,500. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Chicot County?
The median gross rent in Chicot County is $661/mo. This is 13% below state average for Arkansas.
Is Chicot County affordable?
Chicot County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Chicot County's rent compare to the state average?
Chicot County's median rent of $661/mo is 13% below state average of $760/mo for Arkansas.
What is the median home value in Chicot County?
The median home value in Chicot County, Arkansas is $90,500. This is 68% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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