Cost of Living in Dickinson County, Iowa
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Dickinson County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Dickinson County, Iowa
Dickinson County rents exceed national average
Dickinson County's rent-to-income ratio of 15.0% exceeds the national average of 14%, placing it in the tighter affordability zone despite relatively stable local income. With median household income of $74,570 (essentially at the national median of $74,755) and monthly rent of $930, the county mirrors broader U.S. housing pressure.
Above-average rents across Iowa
Dickinson County's median rent of $930 runs 15% higher than Iowa's state average of $812, while its 15.0% rent-to-income ratio exceeds the state average of 14.1%. The county's rental market is noticeably tighter than most of Iowa, driven by modest income levels and elevated housing costs.
Dickinson pricier than most nearby counties
Dickinson's $930 monthly rent exceeds Delaware County ($743), Davis County ($878), Decatur County ($663), and Dubuque County ($944) only slightly. However, Dickinson's median home value of $251,600 is notably higher than neighbors like Delaware ($168,700) and Davis ($146,000), signaling a stronger ownership market.
Moderate income, elevated housing costs
Renters dedicate 15.0% of their $74,570 income to $930 monthly rent, while homeowners spend 16.5% on $1,026 owner costs for $251,600 properties. Dickinson's housing demand outpaces income growth, creating middle-ground affordability pressure without the extremes seen in other counties.
Dickinson offers lake country at a premium
Moving to Dickinson County means accessing recreational lakefront amenities and above-average home values ($251,600), but expect to pay 15% rent premiums and elevated affordability ratios. The trade-off between quality of life and housing costs shapes relocation decisions here.
Affordability Calculator
See how your income compares to housing costs in Dickinson County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,740
per month
Owner Cost Burden
16.5%
of gross income
The median home in Dickinson County may be a stretch
Median home value is $251,600. Estimated monthly cost: $2,009 vs. your max of $1,740.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.