CostBy County

Cost of Living in Decatur County, Iowa

$611/mo
Median Monthly Rent
$113,900
Median Home Value

At a Glance

Median Monthly Rent
$611/mo
27% below state average
Median Home Value
$113,900
66% below national
Census GRAPI
19.7%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Decatur County Compares

Median monthly rent comparison

Decatur County$611/mo
Iowa Average$832/mo
National Median$1,413/mo

Detailed Housing Stats

$611/mo
Median Gross Rent
$113,900
Median Home Value
$815/mo
Monthly Owner Cost
19.7%
Census GRAPI

National Ranking

Affordability Rank

Decatur County ranks #678 of 3,142 counties for affordability (top 22%)

Most AffordableLeast Affordable

Sourced county brief

Decatur County rent as share of income under 20 percent

Decatur County's official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 19.7%, which is 5.7 percentage points below the state unweighted county mean official GRAPI of 25.4%. The median gross rent in the county was estimated at $611 per month, falling below the Iowa unweighted county mean of $832. The median home value is $113,900, compared to the state unweighted county mean of $171,037. For owner-occupied housing units, the median monthly owner cost is $815, which is below the state unweighted county mean of $950. Renter-household median income was estimated at $39,679. These snapshot data points are provided by the U.S. Census Bureau ACS 5-Year Estimates for 2020-2024. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Decatur County

Affordability Verdict

ACS B25071 estimates median gross rent at 19.7% of renter household income in Decatur County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $611 per month; median selected monthly owner costs are $815. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $24,440 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Iowa unweighted mean of county median rents is $832 per month. Decatur County's $611 median is 26.6% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Decatur County

$

Rent Burden

12.4%

of gross income

Max Housing (28% Rule)

$1,378

per month

Owner Cost Burden

16.6%

of gross income

You can likely afford the median home in Decatur County

Median home value is $113,900. Estimated monthly cost: $909 vs. your max of $1,378.

Rent Affordability Guide

Your entered rent as a share of entered income12.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,044Needed: $24,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,044Needed: $34,929
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,044Needed: $26,508

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Decatur County, Iowa?
Decatur County, Iowa has a median monthly rent of $611/mo and a median home value of $113,900. The affordability rating is Affordable, with median gross rent equal to approximately 19.7% of renter household income.
What is the median rent in Decatur County?
The median gross rent in Decatur County is $611/mo. This is 27% below state average for Iowa.
Is Decatur County affordable?
Decatur County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 19.7%. Median gross rent is under 30% of renter household income.
How does Decatur County's rent compare to the state average?
Decatur County's median rent of $611/mo is 27% below state average of $832/mo for Iowa.
What is the median home value in Decatur County?
The median home value in Decatur County, Iowa is $113,900. This is 66% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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