Cost of Living in Greene County, Indiana

$788/mo
Median Monthly Rent
$129,900
Median Home Value

At a Glance

Median Monthly Rent
$788/mo
11% below state average
Median Home Value
$129,900
54% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Greene County Compares

Median monthly rent comparison

Greene County$788/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$788/mo
Median Gross Rent
$129,900
Median Home Value
$742/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Greene County ranks #1,073 of 3,144 counties for affordability (top 34%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Greene County, Indiana

Greene keeps housing manageable

Greene County renters spend just 15.8% of income on rent—below the state average and competitive nationally—despite earning $59,753, about 20% less than the U.S. median. At $788 monthly, Greene offers some of Indiana's cheapest rents without sacrificing rural livability.

Indiana's affordability sweet spot

Greene's 15.8% rent-to-income ratio edges just above Indiana's 15.6% average, placing it among the state's most balanced housing markets. The median rent of $788 is the second-lowest in this group, undercutting the state average by $95 monthly.

Best value in south-central Indiana

Greene's $788 rent and $129,900 median home value offer solid value against nearby counties, trailing only Grant in rental pricing while maintaining stronger incomes ($59,753 vs. Grant's $54,007). The combination makes Greene attractive for budget-conscious households seeking rural stability.

Greene's balanced housing equation

Renters allocate $788 monthly while homeowners pay $742—making ownership the more affordable path and freeing roughly 15% of the $59,753 median income for non-housing needs. This leaves Greene residents among the most balanced in the analysis.

Rural Indiana's underrated gem

Greene County delivers rare affordability: low rents, achievable home prices, and reasonable income-to-housing ratios in a quiet, rural setting. If you're weighing south-central Indiana options, Greene's fundamentals outpace Grant County's lower absolute costs and match or beat nearby alternatives.

Cost of Living Advisory: Greene County

Affordability Verdict

Greene County is affordable for renters, with a median gross rent of $788/month representing approximately 15.8% of median household income. The rent burden (GRAPI) stands at 25.0%.

Rent vs. Own

The median rent in Greene County is $788/month, while owner costs run $742/month. Owning saves approximately $46/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,520/year. For owner costs at the 28% rule, the required income is roughly $31,800/year. With a median household income of $59,753, most households can comfortably afford rent here. Notably, 25.0% of renter households in Greene County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Greene County sits 8% more expensive than Parke County ($731/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Greene County

$

Rent Burden

15.8%

of gross income

Max Housing (28% Rule)

$1,394

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Greene County

Median home value is $129,900. Estimated monthly cost: $1,037 vs. your max of $1,394.

Rent Affordability Guide

Your rent-to-income ratio15.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,753Needed: $31,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,753Needed: $31,800
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $59,753Needed: $30,231

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Greene County, Indiana?
Greene County, Indiana has a median monthly rent of $788/mo and a median home value of $129,900. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Greene County?
The median gross rent in Greene County is $788/mo. This is 11% below state average for Indiana.
Is Greene County affordable?
Greene County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Greene County's rent compare to the state average?
Greene County's median rent of $788/mo is 11% below state average of $883/mo for Indiana.
What is the median home value in Greene County?
The median home value in Greene County, Indiana is $129,900. This is 54% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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