Cost of Living in Sangamon County, Illinois

$954/mo
Median Monthly Rent
$170,300
Median Home Value
14% above state averageUnaffordable

At a Glance

Median Monthly Rent
$954/mo
14% above state average
Median Home Value
$170,300
40% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Sangamon County Compares

Median monthly rent comparison

Sangamon County$954/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$954/mo
Median Gross Rent
$170,300
Median Home Value
$1,082/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Sangamon County, Illinois

Sangamon matches national affordability standards

With a rent-to-income ratio of 15.4%, Sangamon County nearly mirrors the national benchmark, and its median household income of $74,114 matches the national median of $74,755. This alignment suggests Sangamon offers balanced affordability for households with national-level earnings.

Above-average incomes, above-average rents

Sangamon ranks among Illinois's most prosperous counties, with a median income exceeding most state peers and rents of $954—the highest in this region. This higher cost reflects the county's economic vitality, particularly driven by Springfield's state government employment.

Highest rents but best earning potential

Sangamon's $954 rent runs $243 above Saline County and $91 above Rock Island, yet median home values of $170,300 reflect stronger investment confidence in the region. The trade-off: higher housing costs are offset by superior job markets and earning potential.

Premium housing on premium incomes

Renters spend $954 monthly and homeowners $1,082, consuming 15.4% and 17.5% of the median $74,114 household income respectively. While these percentages align with national norms, the absolute dollars are higher—appropriate for a county with the strongest earning potential.

Sangamon: invest in stronger job markets

Relocating to Illinois for stable government work or professional employment? Sangamon County's $954 rent and $170,300 median home value reflect an economically robust region anchored by Springfield. Compare these costs against your earning potential—Sangamon rewards higher incomes.

Affordability Calculator

See how your income compares to housing costs in Sangamon County

$

Rent Burden

15.4%

of gross income

Max Housing (28% Rule)

$1,729

per month

Owner Cost Burden

17.5%

of gross income

You can likely afford the median home in Sangamon County

Median home value is $170,300. Estimated monthly cost: $1,360 vs. your max of $1,729.

Rent Affordability Guide

Your rent-to-income ratio15.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Sangamon County, Illinois?
Sangamon County, Illinois has a median monthly rent of $954/mo and a median home value of $170,300. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Sangamon County?
The median gross rent in Sangamon County is $954/mo. This is 14% above state average for Illinois.
Is Sangamon County affordable?
Sangamon County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Sangamon County's rent compare to the state average?
Sangamon County's median rent of $954/mo is 14% above state average of $837/mo for Illinois.
What is the median home value in Sangamon County?
The median home value in Sangamon County, Illinois is $170,300. This is 40% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.