Cost of Living in De Witt County, Illinois

$857/mo
Median Monthly Rent
$124,200
Median Home Value
2% above state averageUnaffordable

At a Glance

Median Monthly Rent
$857/mo
2% above state average
Median Home Value
$124,200
56% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How De Witt County Compares

Median monthly rent comparison

De Witt County$857/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$857/mo
Median Gross Rent
$124,200
Median Home Value
$854/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in De Witt County, Illinois

De Witt renters stretch tight budgets

De Witt County's 15.9% rent-to-income ratio signals housing affordability stress compared to the national average, with renters spending a notably higher share of income on shelter. At $857 per month, the median rent consumes substantial resources from the county's $64,802 median household income—$10,000 below the national median.

De Witt struggles with state averages

De Witt's 15.9% rent-to-income ratio exceeds Illinois's 14.7% state average, placing it among the state's less affordable counties. While the median rent of $857 is only slightly above the state average of $837, the combination of lower local income and higher relative costs creates affordability pressure.

Higher costs than similar rural counties

De Witt's $857 median rent stands noticeably above Crawford ($761), Cumberland ($756), and Edgar County ($757)—a $100+ gap that adds up quickly for renters. The county's affordability challenge reflects higher housing demand relative to its peer rural markets.

Income doesn't keep pace with housing costs

De Witt renters spend $857 monthly on housing from a $64,802 annual income, consuming 15.9% of earnings—well above the comfort threshold of 12-13%. Homeowners face similar pressure at $854 monthly on properties valued at $124,200, leaving limited financial flexibility for other needs.

De Witt requires budget discipline

If relocating to De Witt, expect to dedicate a substantial portion of income to housing compared to neighboring rural counties. Compare carefully to more affordable options like Crawford or Cumberland to determine if the trade-offs align with your financial priorities.

Affordability Calculator

See how your income compares to housing costs in De Witt County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,512

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in De Witt County

Median home value is $124,200. Estimated monthly cost: $992 vs. your max of $1,512.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in De Witt County, Illinois?
De Witt County, Illinois has a median monthly rent of $857/mo and a median home value of $124,200. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in De Witt County?
The median gross rent in De Witt County is $857/mo. This is 2% above state average for Illinois.
Is De Witt County affordable?
De Witt County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does De Witt County's rent compare to the state average?
De Witt County's median rent of $857/mo is 2% above state average of $837/mo for Illinois.
What is the median home value in De Witt County?
The median home value in De Witt County, Illinois is $124,200. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.