Cost of Living in Clinton County, Illinois
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Clinton County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Clinton County, Illinois
Clinton County combines income and affordability
Residents spend just 13.6% of income on rent, beating the Illinois average and benefiting from a median household income of $82,314—10% above the national median. This income advantage, paired with the $934 monthly rent, creates one of Illinois's most affordable housing situations.
Highest income, lowest housing burden
Clinton County leads the state's seven profiled counties with the highest median income ($82,314) and near-lowest rent burden (13.6%, second only to Cass at 13.4%). The combination signals a county where working families and middle-class earners can afford housing comfortably.
Strong income offsets slightly higher rents
Clinton County's $934 rent exceeds most rural neighbors, yet its $82,314 income—significantly above Cass ($64,907), Christian ($59,253), and Clay ($57,266)—delivers superior affordability. The county's suburban-leaning character attracts commuters seeking economic security.
Balanced housing costs for strong earners
Renters pay $934 and homeowners $1,042, both manageable on a $82,314 median income that affords substantial financial breathing room. At $180,500, the median home value offers reasonable entry to ownership for households at or above the county median.
Clinton County rewards skilled relocators
If you're earning a solid middle-class income or above, Clinton County delivers exceptional value—the state's best income-to-housing ratio at 13.6%. Compare it against lower-cost but lower-income peers like Clay ($57,266) or Christian ($59,253); you'll likely come out ahead financially in Clinton despite slightly higher rents.
Affordability Calculator
See how your income compares to housing costs in Clinton County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,921
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Clinton County
Median home value is $180,500. Estimated monthly cost: $1,441 vs. your max of $1,921.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.