Cost of Living in Clinton County, Illinois

$934/mo
Median Monthly Rent
$180,500
Median Home Value
12% above state averageUnaffordable

At a Glance

Median Monthly Rent
$934/mo
12% above state average
Median Home Value
$180,500
36% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Clinton County Compares

Median monthly rent comparison

Clinton County$934/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$934/mo
Median Gross Rent
$180,500
Median Home Value
$1,042/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Clinton County, Illinois

Clinton County combines income and affordability

Residents spend just 13.6% of income on rent, beating the Illinois average and benefiting from a median household income of $82,314—10% above the national median. This income advantage, paired with the $934 monthly rent, creates one of Illinois's most affordable housing situations.

Highest income, lowest housing burden

Clinton County leads the state's seven profiled counties with the highest median income ($82,314) and near-lowest rent burden (13.6%, second only to Cass at 13.4%). The combination signals a county where working families and middle-class earners can afford housing comfortably.

Strong income offsets slightly higher rents

Clinton County's $934 rent exceeds most rural neighbors, yet its $82,314 income—significantly above Cass ($64,907), Christian ($59,253), and Clay ($57,266)—delivers superior affordability. The county's suburban-leaning character attracts commuters seeking economic security.

Balanced housing costs for strong earners

Renters pay $934 and homeowners $1,042, both manageable on a $82,314 median income that affords substantial financial breathing room. At $180,500, the median home value offers reasonable entry to ownership for households at or above the county median.

Clinton County rewards skilled relocators

If you're earning a solid middle-class income or above, Clinton County delivers exceptional value—the state's best income-to-housing ratio at 13.6%. Compare it against lower-cost but lower-income peers like Clay ($57,266) or Christian ($59,253); you'll likely come out ahead financially in Clinton despite slightly higher rents.

Affordability Calculator

See how your income compares to housing costs in Clinton County

$

Rent Burden

13.6%

of gross income

Max Housing (28% Rule)

$1,921

per month

Owner Cost Burden

15.2%

of gross income

You can likely afford the median home in Clinton County

Median home value is $180,500. Estimated monthly cost: $1,441 vs. your max of $1,921.

Rent Affordability Guide

Your rent-to-income ratio13.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Clinton County, Illinois?
Clinton County, Illinois has a median monthly rent of $934/mo and a median home value of $180,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Clinton County?
The median gross rent in Clinton County is $934/mo. This is 12% above state average for Illinois.
Is Clinton County affordable?
Clinton County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Clinton County's rent compare to the state average?
Clinton County's median rent of $934/mo is 12% above state average of $837/mo for Illinois.
What is the median home value in Clinton County?
The median home value in Clinton County, Illinois is $180,500. This is 36% below the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Clinton County, Illinois? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Clinton County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.