Cost of Living in Jefferson County, Idaho

$1,098/mo
Median Monthly Rent
$335,000
Median Home Value
19% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,098/mo
19% above state average
Median Home Value
$335,000
19% above national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Jefferson County Compares

Median monthly rent comparison

Jefferson County$1,098/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,098/mo
Median Gross Rent
$335,000
Median Home Value
$1,218/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Jefferson County, Idaho

Jefferson County punches above income weight

With a rent-to-income ratio of 15.9%, Jefferson County renters fare better than the national norm and nearly match the national average household income of $74,755—a rare combination in rural Idaho. At $82,952, the median household income here is 11% above the national benchmark, creating strong purchasing power.

High earners, moderate rents statewide

Jefferson County's 15.9% rent-to-income ratio sits just below Idaho's 16.8% state average, despite rents at $1,098 that exceed the state median by 19%. The key advantage is income: at $82,952, households earn significantly more than most Idaho counties, improving overall affordability.

More expensive rents, better paychecks

Jefferson County's $1,098 rent is the second-highest among these eight counties, but incomes here are also the strongest at $82,952. Compared to lower-income counties like Lemhi ($52,057) and Lewis ($49,643), Jefferson renters earn enough to weather higher housing costs without hardship.

Ownership carries premium costs here

Renters pay $1,098 monthly while homeowners face $1,218 in monthly costs on the $335,000 median home value—the mortgage burden actually exceeds rent. The $82,952 median income supports both, but prospective owners should budget carefully for the ownership premium in this county.

Jefferson: where higher pay meets higher rents

If career advancement is your priority, Jefferson County's strong incomes ($82,952) offset its steeper housing costs compared to neighbors. Renters considering the move should weigh the $1,098 rent against local wage opportunities—the math works better here than in lower-income counties with comparable rents.

Affordability Calculator

See how your income compares to housing costs in Jefferson County

$

Rent Burden

15.9%

of gross income

Max Housing (28% Rule)

$1,936

per month

Owner Cost Burden

17.6%

of gross income

The median home in Jefferson County may be a stretch

Median home value is $335,000. Estimated monthly cost: $2,674 vs. your max of $1,936.

Rent Affordability Guide

Your rent-to-income ratio15.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Jefferson County, Idaho?
Jefferson County, Idaho has a median monthly rent of $1,098/mo and a median home value of $335,000. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Jefferson County?
The median gross rent in Jefferson County is $1,098/mo. This is 19% above state average for Idaho.
Is Jefferson County affordable?
Jefferson County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Jefferson County's rent compare to the state average?
Jefferson County's median rent of $1,098/mo is 19% above state average of $919/mo for Idaho.
What is the median home value in Jefferson County?
The median home value in Jefferson County, Idaho is $335,000. This is 19% above the national median home value of $281,900.
Sponsored

Planning a Move?

Researching the cost of living in Jefferson County, Idaho? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes

Counties with Similar Housing Costs

Sponsored

Compare Mortgage Rates in Jefferson County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.