Cost of Living in Stewart County, Georgia

$588/mo
Median Monthly Rent
$53,000
Median Home Value
37% below state averageUnaffordable

At a Glance

Median Monthly Rent
$588/mo
37% below state average
Median Home Value
$53,000
81% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stewart County Compares

Median monthly rent comparison

Stewart County$588/mo
Georgia Average$927/mo
National Median$1,163/mo

Detailed Housing Stats

$588/mo
Median Gross Rent
$53,000
Median Home Value
$510/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Stewart County, Georgia

Stewart County's wages sharply lag housing

Stewart County faces the region's deepest affordability crisis: a 20.2% rent-to-income ratio combined with the lowest median household income of any county here at just $35,000—$39,755 below the national average. While absolute rents ($588) rank among the nation's cheapest, they still consume a fifth of meager household earnings.

Low income defines the challenge

Stewart County's 20.2% rent-to-income ratio exceeds Georgia's 18.6% state average despite offering the state's lowest absolute rents, reflecting a county where housing costs are secondary to wage poverty. The $35,000 median household income represents the economic reality that affordable housing offers little relief without viable employment.

Cheapest housing, weakest wages

Stewart's $588 median rent ranks lowest among all eight counties, yet its $35,000 median income is the lowest by far, making relative affordability worse than these numbers suggest. The $53,000 median home value is also the region's cheapest, but homeownership remains out of reach for most residents.

Housing affordable, income insufficient

Stewart renters spend just $588 monthly (20.2% of a $35,000 annual income) on housing, while homeowners allocate 17.4% ($510), but these percentages mask a deeper crisis. The true challenge is that even affordable housing strains an insufficient wage base with limited job opportunities.

Affordable only with outside income

Stewart County offers unbeatable housing costs but ranks as the region's economically weakest county, with median incomes far below state norms. Relocate here only if you bring remote work, retirement income, or strong portable employment—local job prospects remain severely limited.

Affordability Calculator

See how your income compares to housing costs in Stewart County

$

Rent Burden

20.2%

of gross income

Max Housing (28% Rule)

$817

per month

Owner Cost Burden

17.5%

of gross income

You can likely afford the median home in Stewart County

Median home value is $53,000. Estimated monthly cost: $423 vs. your max of $817.

Rent Affordability Guide

Your rent-to-income ratio20.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Stewart County, Georgia?
Stewart County, Georgia has a median monthly rent of $588/mo and a median home value of $53,000. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Stewart County?
The median gross rent in Stewart County is $588/mo. This is 37% below state average for Georgia.
Is Stewart County affordable?
Stewart County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stewart County's rent compare to the state average?
Stewart County's median rent of $588/mo is 37% below state average of $927/mo for Georgia.
What is the median home value in Stewart County?
The median home value in Stewart County, Georgia is $53,000. This is 81% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.