CostBy County

Cost of Living in Searcy County, Arkansas

$606/mo
Median Monthly Rent
$110,000
Median Home Value

At a Glance

Median Monthly Rent
$606/mo
22% below state average
Median Home Value
$110,000
67% below national
Census GRAPI
32.4%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Searcy County Compares

Median monthly rent comparison

Searcy County$606/mo
Arkansas Average$774/mo
National Median$1,413/mo

Detailed Housing Stats

$606/mo
Median Gross Rent
$110,000
Median Home Value
$482/mo
Monthly Owner Cost
32.4%
Census GRAPI

National Ranking

Affordability Rank

Searcy County ranks #36 of 3,142 counties for affordability (top 1%)

Most AffordableLeast Affordable

Sourced county brief

Searcy County Median Owner Costs at $482 Monthly

Median selected monthly owner costs for all housing units in Searcy County were $482, which is $181 below the Arkansas unweighted county mean of $663. The median home value was estimated at $110,000. In the rental market, the median gross rent was $606 per month, and the median renter-household income was $24,583. The official Gross Rent as a Percentage of Household Income (GRAPI) was 32.4%, compared to the state unweighted county mean of 28.4%. The median household income for all households was $44,426. These statistics represent findings from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25088 for the underlying estimate.

Cost of Living Advisory: Searcy County

Affordability Verdict

ACS B25071 estimates median gross rent at 32.4% of renter household income in Searcy County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $606 per month; median selected monthly owner costs are $482. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $24,240 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Arkansas unweighted mean of county median rents is $774 per month. Searcy County's $606 median is 21.7% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Searcy County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,037

per month

Owner Cost Burden

13.0%

of gross income

You can likely afford the median home in Searcy County

Median home value is $110,000. Estimated monthly cost: $878 vs. your max of $1,037.

Rent Affordability Guide

Your entered rent as a share of entered income16.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,426Needed: $24,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,426Needed: $20,657
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $44,426Needed: $25,600

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Searcy County, Arkansas?
Searcy County, Arkansas has a median monthly rent of $606/mo and a median home value of $110,000. The affordability rating is Stretched, with median gross rent equal to approximately 32.4% of renter household income.
What is the median rent in Searcy County?
The median gross rent in Searcy County is $606/mo. This is 22% below state average for Arkansas.
Is Searcy County affordable?
Searcy County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 32.4%. Median gross rent is 30–50% of renter household income.
How does Searcy County's rent compare to the state average?
Searcy County's median rent of $606/mo is 22% below state average of $774/mo for Arkansas.
What is the median home value in Searcy County?
The median home value in Searcy County, Arkansas is $110,000. This is 67% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Searcy County, Arkansas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Searcy County

Whether you're buying in Searcy County, Arkansas, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.