Cost of Living in Putnam County, Georgia
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Putnam County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Putnam County ranks #2,243 of 3,142 counties for affordability (bottom 29%)
Sourced county brief
Putnam County Official GRAPI Reaches 36.5 Percent
The official median gross rent as a percentage of household income (GRAPI) in Putnam County is 36.5%. This official ACS B25071 estimate is 7.9 percentage points higher than the Georgia unweighted county mean for GRAPI of 28.6%. Median gross rent in the county is $1,002 per month, which is above the state unweighted county mean of $965. For owner-occupied housing units, the median value is $249,300, while the Georgia unweighted county mean is $197,933. Median selected monthly owner costs are $1,050, exceeding the state unweighted county mean of $905. The median renter-household income is $32,487, which is less than the $72,096 median income for all households in the county. These figures are based on the 2020-2024 5-Year Estimates provided by the U.S. Census Bureau. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Putnam County
Affordability Verdict
ACS B25071 estimates median gross rent at 36.5% of renter household income in Putnam County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,002 per month; median selected monthly owner costs are $1,050. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,080 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Georgia unweighted mean of county median rents is $965 per month. Putnam County's $1,002 median is 3.8% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Putnam County
Rent Burden
16.7%
of gross income
Max Housing (28% Rule)
$1,682
per month
Owner Cost Burden
17.5%
of gross income
The median home in Putnam County may be a stretch
Median home value is $249,300. Estimated monthly cost: $1,990 vs. your max of $1,682.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Putnam County, Georgia?
What is the median rent in Putnam County?
Is Putnam County affordable?
How does Putnam County's rent compare to the state average?
What is the median home value in Putnam County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Putnam County, Georgia? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Putnam County
Whether you're buying in Putnam County, Georgia, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.