Cost of Living in Midland County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Midland County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Midland County ranks #2,224 of 3,142 counties for affordability (bottom 29%)
Sourced county brief
Midland County Median Monthly Owner Costs Reach $1,019
In Midland County, the median selected monthly owner costs for all owner-occupied units were $1,019, which is above the Michigan unweighted county mean of $918. The median home value in the county was estimated at $195,400, slightly below the state unweighted county mean of $197,293. For renters, the median gross rent was $1,016 per month, exceeding the state unweighted county mean of $906. The official ACS B25071 GRAPI, representing the median gross rent as a percentage of household income, was 30.7%. This figure is 1.8 percentage points higher than the state unweighted county mean of 28.9%. The median income for renter households was recorded at $38,527. These data points provide a statistical overview of housing-related costs for both owners and renters as of the 2020-2024 survey period. See ACS table B25088 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Midland County
Affordability Verdict
ACS B25071 estimates median gross rent at 30.7% of renter household income in Midland County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,016 per month; median selected monthly owner costs are $1,019. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $40,640 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Michigan unweighted mean of county median rents is $906 per month. Midland County's $1,016 median is 12.2% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Midland County
Rent Burden
15.7%
of gross income
Max Housing (28% Rule)
$1,813
per month
Owner Cost Burden
15.7%
of gross income
You can likely afford the median home in Midland County
Median home value is $195,400. Estimated monthly cost: $1,560 vs. your max of $1,813.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Midland County, Michigan?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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