Cost of Living in Tuolumne County, California

$1,247/mo
Median Monthly Rent
$406,200
Median Home Value

At a Glance

Median Monthly Rent
$1,247/mo
23% below state average
Median Home Value
$406,200
44% above national
Rent-to-Income Ratio
34.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Tuolumne County Compares

Median monthly rent comparison

Tuolumne County$1,247/mo
California Average$1,618/mo
National Median$1,163/mo

Detailed Housing Stats

$1,247/mo
Median Gross Rent
$406,200
Median Home Value
$1,628/mo
Monthly Owner Cost
34.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Tuolumne County ranks #2,408 of 3,144 counties for affordability (bottom 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Tuolumne County, California

Tuolumne beats state affordability standard

Tuolumne County residents spend 20.7% of income on rent, below California's 22.4% average and competitive with the national norm. At $1,247 per month, median rent is 23% cheaper than the state median, though mountain-community character means lower median income ($72,259).

Tuolumne: affordable mountain living

Tuolumne ranks among California's lower-cost counties for housing, with a median home value of $406,200. The county combines mountain location, outdoor recreation access, and reasonable affordability—a rare California triple.

Tuolumne splits the Valley-to-Coast spectrum

Renters in Tuolumne pay $1,247 monthly—more than Tulare ($1,206) but far less than Sonoma ($2,093)—making it a middle option for those seeking elevation and scenery without full rural isolation. Median income ($72,259) is higher than rural Trinity or Tehama, reflecting better employment diversity.

Tuolumne housing cost breakdown

A Tuolumne household earning $72,259 annually spends roughly $14,957 on rent (20.7% of income) or $19,536 on mortgage costs. This moderate housing burden leaves reasonable space for other expenses while maintaining the county's mountain-community character.

Tuolumne attracts outdoor lifestyle seekers

If you want California mountains plus reasonable housing costs, Tuolumne delivers—with 20.7% rent-to-income ratio and easy access to Yosemite. Remote workers and early retirees seeking scenery will find Tuolumne's $1,247 rent and $406,200 median home value compelling alternatives to coastal counties.

Cost of Living Advisory: Tuolumne County

Affordability Verdict

For renters in Tuolumne County, the market is affordable. Expect to pay around $1,247/month in gross rent, with 34.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Tuolumne County is $1,247/month, while owner costs run $1,628/month. Renting saves approximately $381/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $49,880/year. For owner costs at the 28% rule, the required income is roughly $69,771/year. With a median household income of $72,259, most households can comfortably afford rent here. Notably, 34.0% of renter households in Tuolumne County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within California, Tuolumne County is less affordable than Fresno County by roughly 4% ($1,247/mo vs $1,300/mo).

Affordability Calculator

See how your income compares to housing costs in Tuolumne County

$

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$1,686

per month

Owner Cost Burden

27.0%

of gross income

The median home in Tuolumne County may be a stretch

Median home value is $406,200. Estimated monthly cost: $3,243 vs. your max of $1,686.

Rent Affordability Guide

Your rent-to-income ratio20.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,259Needed: $49,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,259Needed: $69,771
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? No
Your income: $72,259Needed: $94,534

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Tuolumne County, California?
Tuolumne County, California has a median monthly rent of $1,247/mo and a median home value of $406,200. The affordability rating is Unaffordable, with rent making up approximately 34.0% of median household income.
What is the median rent in Tuolumne County?
The median gross rent in Tuolumne County is $1,247/mo. This is 23% below state average for California.
Is Tuolumne County affordable?
Tuolumne County is rated Unaffordable based on rent-to-income ratio of 34.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Tuolumne County's rent compare to the state average?
Tuolumne County's median rent of $1,247/mo is 23% below state average of $1,618/mo for California.
What is the median home value in Tuolumne County?
The median home value in Tuolumne County, California is $406,200. This is 44% above the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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