Cost of Living in San Joaquin County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How San Joaquin County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
San Joaquin County ranks #3,036 of 3,142 counties for affordability (bottom 3%)
Sourced county brief
San Joaquin County Renters Median GRAPI Measures 31.9%
The official median gross rent as a percentage of household income (GRAPI) in San Joaquin County was estimated at 31.9%. This canonical figure is 0.2 percentage points higher than the California unweighted county mean official GRAPI of 31.7%. The median gross rent in the county was recorded at $1,734 per month, compared to the state unweighted mean of $1,691. For homeowners, the median home value was $530,700, which is below the California unweighted mean of $604,112. Median selected monthly owner costs were $1,972. The median renter-household income for the period was $63,916. These data points provide a descriptive snapshot of the county’s housing costs and do not indicate suitability for investment or relocation. Individual tenure metrics are not combined for summary analysis. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: San Joaquin County
Affordability Verdict
ACS B25071 estimates median gross rent at 31.9% of renter household income in San Joaquin County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $1,734 per month; median selected monthly owner costs are $1,972. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $69,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The California unweighted mean of county median rents is $1,691 per month. San Joaquin County's $1,734 median is 2.6% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in San Joaquin County
Rent Burden
22.6%
of gross income
Max Housing (28% Rule)
$2,151
per month
Owner Cost Burden
25.7%
of gross income
The median home in San Joaquin County may be a stretch
Median home value is $530,700. Estimated monthly cost: $4,237 vs. your max of $2,151.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in San Joaquin County, California?
What is the median rent in San Joaquin County?
Is San Joaquin County affordable?
How does San Joaquin County's rent compare to the state average?
What is the median home value in San Joaquin County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in San Joaquin County, California? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in San Joaquin County
Whether you're buying in San Joaquin County, California, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.