Cost of Living in Hempstead County, Arkansas

$781/mo
Median Monthly Rent
$100,200
Median Home Value

At a Glance

Median Monthly Rent
$781/mo
3% above state average
Median Home Value
$100,200
64% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Hempstead County Compares

Median monthly rent comparison

Hempstead County$781/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$781/mo
Median Gross Rent
$100,200
Median Home Value
$534/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Hempstead County ranks #2,272 of 3,144 counties for affordability (bottom 28%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Hempstead County, Arkansas

Hempstead County renters feel moderate national pressure

At 19.7%, Hempstead County's rent-to-income ratio edges slightly above the national comfort threshold, meaning renters here carry marginally heavier housing burdens than the typical U.S. household. The median household income of $47,654 lags significantly behind the national average of $74,755, while median rent of $781 per month runs just $19 below Arkansas's state average.

Hempstead ranks above average on housing burden

With a rent-to-income ratio of 19.7%, Hempstead County exceeds Arkansas's state average of 18.1%, placing it among the higher-burden counties statewide. This gap reflects lower median income relative to rental costs in the region.

Hempstead's rents sit amid a range of regional options

Hempstead's median rent of $781 positions it in the middle range of this county cluster, below Garland ($942) and Greene ($852) but above Hot Spring ($763). Home values ($100,200) rank among the lowest in the region, offering affordability for buyers willing to accept higher rental burdens.

Renters shoulder more of Hempstead's income

With a median household income of just $47,654, renters in Hempstead County dedicate 19.7% of earnings—$781 per month—to rent, a notably higher share than stronger-income counties. Homeowners fare better with $534 monthly payments on $100,200 properties, making ownership more accessible than renting.

Hempstead appeals to homebuyers more than renters

If you're a renter, Hempstead County's 19.7% rent-to-income ratio suggests tighter budgets; if you're a homebuyer, low home values ($100,200) and modest ownership costs ($534/month) present real opportunity. Compare these tradeoffs against other Arkansas counties to find the best fit for your situation.

Cost of Living Advisory: Hempstead County

Affordability Verdict

Hempstead County is affordable for renters, with a median gross rent of $781/month representing approximately 19.7% of median household income. The rent burden (GRAPI) stands at 30.0%.

Rent vs. Own

The median rent in Hempstead County is $781/month, while owner costs run $534/month. Owning saves approximately $247/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,240/year. For owner costs at the 28% rule, the required income is roughly $22,886/year. With a median household income of $47,654, most households can comfortably afford rent here. Notably, 30.0% of renter households in Hempstead County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Hempstead County is more affordable than Madison County by roughly 7% ($781/mo vs $727/mo).

Affordability Calculator

See how your income compares to housing costs in Hempstead County

$

Rent Burden

19.7%

of gross income

Max Housing (28% Rule)

$1,112

per month

Owner Cost Burden

13.4%

of gross income

You can likely afford the median home in Hempstead County

Median home value is $100,200. Estimated monthly cost: $800 vs. your max of $1,112.

Rent Affordability Guide

Your rent-to-income ratio19.7%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,654Needed: $31,240
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,654Needed: $22,886
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,654Needed: $23,319

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Hempstead County, Arkansas?
Hempstead County, Arkansas has a median monthly rent of $781/mo and a median home value of $100,200. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Hempstead County?
The median gross rent in Hempstead County is $781/mo. This is 3% above state average for Arkansas.
Is Hempstead County affordable?
Hempstead County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Hempstead County's rent compare to the state average?
Hempstead County's median rent of $781/mo is 3% above state average of $760/mo for Arkansas.
What is the median home value in Hempstead County?
The median home value in Hempstead County, Arkansas is $100,200. This is 64% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Hempstead County, Arkansas? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Hempstead County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.