Cost of Living in Desha County, Arkansas

$689/mo
Median Monthly Rent
$89,100
Median Home Value

At a Glance

Median Monthly Rent
$689/mo
9% below state average
Median Home Value
$89,100
68% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Desha County Compares

Median monthly rent comparison

Desha County$689/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$689/mo
Median Gross Rent
$89,100
Median Home Value
$572/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Desha County ranks #1,855 of 3,144 counties for affordability (bottom 41%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Desha County, Arkansas

Desha's severe affordability burden

Desha County faces the region's most severe housing affordability crisis, with a 22.9% rent-to-income ratio—the highest among all comparison counties. The median household income of just $36,064 ranks lowest in the group, forcing residents to dedicate nearly a quarter of earnings to rent alone.

Arkansas' most strained housing market

At 22.9%, Desha County's rent-to-income ratio is the worst in Arkansas, exceeding the state average of 18.1% by nearly 5 percentage points. This places Desha among the nation's most housing-burdened counties, with structural economic challenges underlying the affordability crisis.

Lowest income, unsustainable housing ratio

While Desha County's median rent of $689 is moderate compared to Crittenden ($883), the median household income of $36,064 is dramatically lower than all neighbors. This income deficit creates the region's worst housing affordability ratio, far exceeding Cross County's already-severe 20.3%.

Housing consumes the budget

Renters allocate 22.9% of their $36,064 median household income to the $689 monthly rent, while homeowners pay $572 monthly (19.0%) for homes valued at $89,100. A household earning Desha's median income has just $27,700 annually remaining for all other expenses after housing.

Desha requires careful consideration

Moving to Desha County only makes sense if you're securing a job that pays significantly above the local median—or if you're retiring with stable outside income. The county's low housing costs cannot offset the severe income constraints residents face.

Cost of Living Advisory: Desha County

Affordability Verdict

Desha County offers affordable rental housing at a median of $689/month — about 22.9% of the typical household income here.

Rent vs. Own

At $689/month rent versus $572/month in owner costs, owning is roughly $117/month cheaper — a 17% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,560/year. For owner costs at the 28% rule, the required income is roughly $24,514/year. With a median household income of $36,064, most households can comfortably afford rent here. Notably, 28.0% of renter households in Desha County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Arkansas, Desha County is more affordable than Bradley County by roughly 8% ($689/mo vs $638/mo).

Affordability Calculator

See how your income compares to housing costs in Desha County

$

Rent Burden

22.9%

of gross income

Max Housing (28% Rule)

$841

per month

Owner Cost Burden

19.0%

of gross income

You can likely afford the median home in Desha County

Median home value is $89,100. Estimated monthly cost: $711 vs. your max of $841.

Rent Affordability Guide

Your rent-to-income ratio22.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,064Needed: $27,560
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,064Needed: $24,514
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $36,064Needed: $20,736

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Desha County, Arkansas?
Desha County, Arkansas has a median monthly rent of $689/mo and a median home value of $89,100. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Desha County?
The median gross rent in Desha County is $689/mo. This is 9% below state average for Arkansas.
Is Desha County affordable?
Desha County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Desha County's rent compare to the state average?
Desha County's median rent of $689/mo is 9% below state average of $760/mo for Arkansas.
What is the median home value in Desha County?
The median home value in Desha County, Arkansas is $89,100. This is 68% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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