Cost of Living in Blaine County, Montana

$689/mo
Median Monthly Rent
$124,900
Median Home Value
16% below state averageUnaffordable

At a Glance

Median Monthly Rent
$689/mo
16% below state average
Median Home Value
$124,900
56% below national
Rent-to-Income Ratio
17.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Blaine County Compares

Median monthly rent comparison

Blaine County$689/mo
Montana Average$825/mo
National Median$1,163/mo

Detailed Housing Stats

$689/mo
Median Gross Rent
$124,900
Median Home Value
$533/mo
Monthly Owner Cost
17.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Blaine County, Montana

Blaine ranks as Montana's housing bargain

Blaine County's 12.7% rent-to-income ratio is one of the best in the nation, significantly below the national norm and Montana's average. With median rent of just $689/month and median household income of $65,050, renters here enjoy genuine affordability while earning higher-than-many local incomes.

Blaine County leads Montana affordability rankings

At 12.7%, Blaine's rent-to-income ratio ranks as Montana's most favorable, beating the state average of 15.9% by nearly 3 percentage points. Few Montana counties offer such a cushion between housing costs and household earnings.

Blaine offers lowest rents with steady incomes

Blaine's $689 median rent rivals Big Horn ($686) and undercuts Beaverhead ($800), while median incomes of $65,050 exceed most rural peers. Home values of $124,900 represent Montana's most approachable entry point to ownership, with monthly costs around $533.

Housing takes just over one-eighth of income

A Blaine County renter earning the median $65,050 spends approximately $689/month on housing—only 12.7% of gross income, leaving substantial room for savings and other expenses. Homeowners benefit even more: at $533/month, ownership costs claim barely 9.8% of median household income.

Blaine County: Montana's most livable housing market

Relocating to Montana? Blaine County combines the state's lowest rent-to-income ratio with higher-than-average incomes, an uncommon advantage. Stack its 12.7% housing burden against costlier neighbors like Broadwater (18.4%) and Cascade (16.4%) to see the difference in your wallet.

Affordability Calculator

See how your income compares to housing costs in Blaine County

$

Rent Burden

12.7%

of gross income

Max Housing (28% Rule)

$1,518

per month

Owner Cost Burden

9.8%

of gross income

You can likely afford the median home in Blaine County

Median home value is $124,900. Estimated monthly cost: $997 vs. your max of $1,518.

Rent Affordability Guide

Your rent-to-income ratio12.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Blaine County, Montana?
Blaine County, Montana has a median monthly rent of $689/mo and a median home value of $124,900. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.
What is the median rent in Blaine County?
The median gross rent in Blaine County is $689/mo. This is 16% below state average for Montana.
Is Blaine County affordable?
Blaine County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Blaine County's rent compare to the state average?
Blaine County's median rent of $689/mo is 16% below state average of $825/mo for Montana.
What is the median home value in Blaine County?
The median home value in Blaine County, Montana is $124,900. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.