Cost of Living in Oconto County, Wisconsin

$796/mo
Median Monthly Rent
$212,000
Median Home Value

At a Glance

Median Monthly Rent
$796/mo
11% below state average
Median Home Value
$212,000
25% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Oconto County Compares

Median monthly rent comparison

Oconto County$796/mo
Wisconsin Average$891/mo
National Median$1,163/mo

Detailed Housing Stats

$796/mo
Median Gross Rent
$212,000
Median Home Value
$966/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Oconto County ranks #957 of 3,144 counties for affordability (top 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Oconto County, Wisconsin

Oconto County ranks among Wisconsin's most affordable

Oconto County boasts a rent-to-income ratio of just 12.6%, the lowest among these eight counties and well below the state average of 14.9%. With a median household income of $75,886 that matches the national median, residents here enjoy superior housing affordability relative to their earnings.

Best rental affordability in Wisconsin

Oconto County's 12.6% rent-to-income ratio ranks as the most affordable in the state among these surveyed counties. At $796 per month, Oconto's median rent undercuts the Wisconsin average by nearly $95, the biggest savings in the cohort.

Clear savings versus nearby counties

Oconto County's $796 median rent is significantly cheaper than all regional peers—$273 less than Milwaukee County, $124 less than Monroe County, and $72 less than Oneida County. Even compared to Pepin County, traditionally one of Wisconsin's most affordable, Oconto saves renters roughly $64 monthly.

Minimal rent burden leaves room to save

At $796 monthly, Oconto County renters spend just $9,552 annually on housing, freeing up substantially more income than higher-cost counties. Homeowners face similar affordability at $966 monthly, making both paths accessible for working families.

Oconto delivers best-in-class affordability

For families prioritizing housing affordability without compromising income levels, Oconto County is Wisconsin's standout choice. You'll pay $100+ less in monthly rent than many comparable counties, translating to genuine financial breathing room.

Cost of Living Advisory: Oconto County

Affordability Verdict

Oconto County offers affordable rental housing at a median of $796/month — about 12.6% of the typical household income here.

Rent vs. Own

The median rent in Oconto County is $796/month, while owner costs run $966/month. Renting saves approximately $170/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,840/year. For owner costs at the 28% rule, the required income is roughly $41,400/year. With a median household income of $75,886, most households can comfortably afford rent here. Notably, 24.0% of renter households in Oconto County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Juneau County where rent averages $847/month, Oconto County is approximately 6% less expensive.

Affordability Calculator

See how your income compares to housing costs in Oconto County

$

Rent Burden

12.6%

of gross income

Max Housing (28% Rule)

$1,771

per month

Owner Cost Burden

15.3%

of gross income

You can likely afford the median home in Oconto County

Median home value is $212,000. Estimated monthly cost: $1,692 vs. your max of $1,771.

Rent Affordability Guide

Your rent-to-income ratio12.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $75,886Needed: $31,840
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $75,886Needed: $41,400
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $75,886Needed: $49,338

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Oconto County, Wisconsin?
Oconto County, Wisconsin has a median monthly rent of $796/mo and a median home value of $212,000. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Oconto County?
The median gross rent in Oconto County is $796/mo. This is 11% below state average for Wisconsin.
Is Oconto County affordable?
Oconto County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Oconto County's rent compare to the state average?
Oconto County's median rent of $796/mo is 11% below state average of $891/mo for Wisconsin.
What is the median home value in Oconto County?
The median home value in Oconto County, Wisconsin is $212,000. This is 25% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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