Cost of Living in San Saba County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How San Saba County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
San Saba County ranks #1,181 of 3,144 counties for affordability (top 38%)
Data Story
About Cost of Living in San Saba County, Texas
San Saba keeps rent burden reasonable
San Saba County's 19.6% rent-to-income ratio sits just above Texas's 18.1% state average but remains manageable relative to national standards. Renters here pay $894 monthly—7% above the state average—on a median household income of $54,855.
Mid-pack affordability among Texas counties
San Saba ranks in the middle tier of Texas county affordability, with a rent burden slightly elevated from the state average but well below the least-affordable counties. The 19.6% ratio reflects a balanced, if somewhat tight, rental market.
Moderate rents, moderate income trade-off
San Saba's $894 median rent falls between Sabine ($738) and San Jacinto ($1,018), positioning it as a regional middle ground. Home values ($161,800) and incomes ($54,855) similarly occupy the mid-range, making this county an accessible compromise.
Nearly one-fifth goes to rent
San Saba renters spend 19.6% of their $54,855 median income on monthly rent, leaving reasonable room for other expenses. Homeowners allocate only 12.4% to monthly owner costs ($570), suggesting home purchases offer better value than rentals in this county.
Balanced option for budget-conscious movers
San Saba offers a middle-ground choice for relocators—rents are moderate, homes are reasonably priced, and the rent burden sits close to the state average. If you want to avoid San Patricio's expense or San Augustine's income limitations, San Saba deserves consideration.
Cost of Living Advisory: San Saba County
Affordability Verdict
For renters in San Saba County, the market is affordable. Expect to pay around $894/month in gross rent, with 22.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in San Saba County pay $894/month on average, compared to $570/month for homeowners. This market favors buyers by about 36%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,760/year. For owner costs at the 28% rule, the required income is roughly $24,429/year. With a median household income of $54,855, most households can comfortably afford rent here. Notably, 22.0% of renter households in San Saba County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Hemphill County where rent averages $946/month, San Saba County is approximately 5% less expensive.
Affordability Calculator
See how your income compares to housing costs in San Saba County
Rent Burden
19.6%
of gross income
Max Housing (28% Rule)
$1,280
per month
Owner Cost Burden
12.5%
of gross income
The median home in San Saba County may be a stretch
Median home value is $161,800. Estimated monthly cost: $1,292 vs. your max of $1,280.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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