Cost of Living in San Saba County, Texas

$894/mo
Median Monthly Rent
$161,800
Median Home Value

At a Glance

Median Monthly Rent
$894/mo
7% below state average
Median Home Value
$161,800
43% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How San Saba County Compares

Median monthly rent comparison

San Saba County$894/mo
Texas Average$963/mo
National Median$1,163/mo

Detailed Housing Stats

$894/mo
Median Gross Rent
$161,800
Median Home Value
$570/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

San Saba County ranks #1,181 of 3,144 counties for affordability (top 38%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in San Saba County, Texas

San Saba keeps rent burden reasonable

San Saba County's 19.6% rent-to-income ratio sits just above Texas's 18.1% state average but remains manageable relative to national standards. Renters here pay $894 monthly—7% above the state average—on a median household income of $54,855.

Mid-pack affordability among Texas counties

San Saba ranks in the middle tier of Texas county affordability, with a rent burden slightly elevated from the state average but well below the least-affordable counties. The 19.6% ratio reflects a balanced, if somewhat tight, rental market.

Moderate rents, moderate income trade-off

San Saba's $894 median rent falls between Sabine ($738) and San Jacinto ($1,018), positioning it as a regional middle ground. Home values ($161,800) and incomes ($54,855) similarly occupy the mid-range, making this county an accessible compromise.

Nearly one-fifth goes to rent

San Saba renters spend 19.6% of their $54,855 median income on monthly rent, leaving reasonable room for other expenses. Homeowners allocate only 12.4% to monthly owner costs ($570), suggesting home purchases offer better value than rentals in this county.

Balanced option for budget-conscious movers

San Saba offers a middle-ground choice for relocators—rents are moderate, homes are reasonably priced, and the rent burden sits close to the state average. If you want to avoid San Patricio's expense or San Augustine's income limitations, San Saba deserves consideration.

Cost of Living Advisory: San Saba County

Affordability Verdict

For renters in San Saba County, the market is affordable. Expect to pay around $894/month in gross rent, with 22.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in San Saba County pay $894/month on average, compared to $570/month for homeowners. This market favors buyers by about 36%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $35,760/year. For owner costs at the 28% rule, the required income is roughly $24,429/year. With a median household income of $54,855, most households can comfortably afford rent here. Notably, 22.0% of renter households in San Saba County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Hemphill County where rent averages $946/month, San Saba County is approximately 5% less expensive.

Affordability Calculator

See how your income compares to housing costs in San Saba County

$

Rent Burden

19.6%

of gross income

Max Housing (28% Rule)

$1,280

per month

Owner Cost Burden

12.5%

of gross income

The median home in San Saba County may be a stretch

Median home value is $161,800. Estimated monthly cost: $1,292 vs. your max of $1,280.

Rent Affordability Guide

Your rent-to-income ratio19.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,855Needed: $35,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,855Needed: $24,429
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,855Needed: $37,655

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in San Saba County, Texas?
San Saba County, Texas has a median monthly rent of $894/mo and a median home value of $161,800. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in San Saba County?
The median gross rent in San Saba County is $894/mo. This is 7% below state average for Texas.
Is San Saba County affordable?
San Saba County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does San Saba County's rent compare to the state average?
San Saba County's median rent of $894/mo is 7% below state average of $963/mo for Texas.
What is the median home value in San Saba County?
The median home value in San Saba County, Texas is $161,800. This is 43% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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