CostBy County

Cost of Living in San Saba County, Texas

$958/mo
Median Monthly Rent
$168,700
Median Home Value

At a Glance

Median Monthly Rent
$958/mo
4% below state average
Median Home Value
$168,700
49% below national
Census GRAPI
24.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How San Saba County Compares

Median monthly rent comparison

San Saba County$958/mo
Texas Average$995/mo
National Median$1,413/mo

Detailed Housing Stats

$958/mo
Median Gross Rent
$168,700
Median Home Value
$543/mo
Monthly Owner Cost
24.1%
Census GRAPI

National Ranking

Affordability Rank

San Saba County ranks #1,097 of 3,142 counties for affordability (top 35%)

Most AffordableLeast Affordable

Sourced county brief

San Saba County Monthly Owner Costs Below State Mean

Median selected monthly owner costs in San Saba County are $543, which is $334 below the Texas unweighted county mean of $877. The official ACS B25071 GRAPI is 24.1%, which is 2.8 percentage points lower than the state unweighted county mean of 26.9%. Median gross rent in the county was estimated at $958 per month, slightly below the state unweighted mean of $995. The median home value is $168,700, compared to the state unweighted county mean of $185,237. Renter-household median income in San Saba County is $50,874. These data points from the 2020-2024 ACS 5-Year Estimates describe housing tenure groups separately and do not imply future trends. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: San Saba County

Affordability Verdict

ACS B25071 estimates median gross rent at 24.1% of renter household income in San Saba County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $958 per month; median selected monthly owner costs are $543. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $38,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Texas unweighted mean of county median rents is $995 per month. San Saba County's $958 median is 3.7% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in San Saba County

$

Rent Burden

20.6%

of gross income

Max Housing (28% Rule)

$1,302

per month

Owner Cost Burden

11.7%

of gross income

The median home in San Saba County may be a stretch

Median home value is $168,700. Estimated monthly cost: $1,347 vs. your max of $1,302.

Rent Affordability Guide

Your entered rent as a share of entered income20.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,819Needed: $38,320
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,819Needed: $23,271
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $55,819Needed: $39,261

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in San Saba County, Texas?
San Saba County, Texas has a median monthly rent of $958/mo and a median home value of $168,700. The affordability rating is Affordable, with median gross rent equal to approximately 24.1% of renter household income.
What is the median rent in San Saba County?
The median gross rent in San Saba County is $958/mo. This is 4% below state average for Texas.
Is San Saba County affordable?
San Saba County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 24.1%. Median gross rent is under 30% of renter household income.
How does San Saba County's rent compare to the state average?
San Saba County's median rent of $958/mo is 4% below state average of $995/mo for Texas.
What is the median home value in San Saba County?
The median home value in San Saba County, Texas is $168,700. This is 49% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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