Cost of Living in Kendall County, Texas
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kendall County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kendall County ranks #2,454 of 3,144 counties for affordability (bottom 22%)
Data Story
About Cost of Living in Kendall County, Texas
Kendall offers strong income, premium rents
Kendall County residents earn $110,498 annually—48% above the national median—yet spend a manageable 17.1% on rent despite median rents of $1,576. This combination of high income and moderate rent burden makes Kendall one of the more affordable premium markets in Texas.
Texas's most affordable high-income county
Kendall ranks among Texas's best for housing affordability, with a 17.1% rent-to-income ratio below the state average of 18.1%. Despite median rents 64% higher than the state median, Kendall households' superior incomes keep housing costs proportionally manageable.
Premium prices, premium incomes
Kendall's $1,576 median rent and $489,800 median home values are the highest among comparable counties, reflecting its status as the wealthiest county in this region. Neighbors like Kerr County ($1,079 rent) and Kimble County ($795 rent) offer lower housing costs but also lower median incomes.
Less than 30% to housing costs
Kendall households allocate roughly 27% of income to combined renter and owner costs ($3,293 monthly against $9,208 monthly income). The county's high median home value ($489,800) reflects strong property appreciation and demand from affluent San Antonio suburbs.
Kendall: if you want upscale affordability
Relocating professionals with above-average salaries find Kendall attractive for its blend of suburban comfort and manageable housing burden near San Antonio. Test your income against Kendall's $110,498 median—if you're close, affordability works in your favor here.
Cost of Living Advisory: Kendall County
Affordability Verdict
Kendall County offers affordable rental housing at a median of $1,576/month — about 17.1% of the typical household income here.
Rent vs. Own
At $1,576/month rent versus $1,717/month in owner costs, renting is roughly $141/month cheaper — a 8% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $63,040/year. For owner costs at the 28% rule, the required income is roughly $73,586/year. With a median household income of $110,498, most households can comfortably afford rent here. Notably, 32.0% of renter households in Kendall County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Texas, Kendall County is less affordable than Denton County by roughly 4% ($1,576/mo vs $1,642/mo).
Affordability Calculator
See how your income compares to housing costs in Kendall County
Rent Burden
17.1%
of gross income
Max Housing (28% Rule)
$2,578
per month
Owner Cost Burden
18.6%
of gross income
The median home in Kendall County may be a stretch
Median home value is $489,800. Estimated monthly cost: $3,910 vs. your max of $2,578.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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